IFB FRANCE : revenue, balance sheet and financial ratios

IFB FRANCE is a French company founded 26 years ago, specialized in the sector Agences immobilières. Based in BALMA (31130), this company of category ETI shows in 2024 a revenue of 3.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IFB FRANCE (SIREN 429912249)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 3 729 341 € 4 140 347 € 8 577 395 € 7 093 976 € 8 149 403 € 10 848 296 € 12 398 445 € 15 345 371 € 11 982 394 €
Net income -1 675 905 € -2 010 060 € -83 230 € -1 064 344 € -516 676 € -2 043 766 € -242 379 € 131 215 € 96 008 €
EBITDA -995 773 € -1 815 775 € -256 171 € -1 000 028 € 59 849 € -1 473 617 € -772 429 € 98 449 € 13 519 €
Net margin -44.9% -48.5% -1.0% -15.0% -6.3% -18.8% -2.0% 0.9% 0.8%

Revenue and income statement

In 2024, IFB FRANCE achieves revenue of 3.7 M€. Revenue is declining over the period 2016-2024 (CAGR: -13.6%). Slight decline of -10% vs 2023. After deducting consumption (0 €), gross margin stands at 3.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -996 k€, representing -26.7% of revenue. Positive scissor effect: EBITDA margin improves by +17.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -1.7 M€ (-44.9% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 729 341 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 729 341 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-995 773 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-960 076 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 675 905 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-26.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -182%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-182.14%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-45.973%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

0.2%

Solvency indicators evolution
IFB FRANCE

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 10.0
Q3: 66.37
Excellent

In 2024, the debt ratio of IFB FRANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-182.14% 2024
2022
2023
2024
Q1: 2.98%
Med: 26.19%
Q3: 60.09%
Average

In 2024, the financial autonomy of IFB FRANCE (-182.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: -0.05 years
Med: 0.0 years
Q3: 1.48 years
Good +25 pts over 3 years

In 2024, the repayment capacity of IFB FRANCE (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 35.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

35.143

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-18.432

Liquidity indicators evolution
IFB FRANCE

Sector positioning

Liquidity ratio
35.14 2024
2022
2023
2024
Q1: 104.02
Med: 180.58
Q3: 478.24
Watch -15 pts over 3 years

In 2024, the liquidity ratio of IFB FRANCE (35.14) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-18.43x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.3x
Average

In 2024, the interest coverage of IFB FRANCE (-18.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 266 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 278 days. Favorable situation: supplier credit is longer than customer credit by 12 days. WCR is negative (-240 days): operations structurally generate cash. Notable WCR improvement over the period (-124%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-2 482 510 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

266 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

278 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-240 j

WCR and payment terms evolution
IFB FRANCE

Positioning of IFB FRANCE in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 64 transactions of similar company sales in 2024, the value of IFB FRANCE is estimated at 1 223 813 € (range 695 088€ - 2 785 528€). The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
64 tx
695k€ 1223k€ 2785k€
1 223 813 € Range: 695 088€ - 2 785 528€
NAF 5 année 2024

Valuation method used

Revenue Multiple
3 729 341 € × 0.33x = 1 223 814 €
Range: 695 089€ - 2 785 528€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare IFB FRANCE with other companies in the same sector:

Frequently asked questions about IFB FRANCE

What is the revenue of IFB FRANCE ?

The revenue of IFB FRANCE in 2024 is 3.7 M€.

Is IFB FRANCE profitable?

IFB FRANCE recorded a net loss in 2024.

Where is the headquarters of IFB FRANCE ?

The headquarters of IFB FRANCE is located in BALMA (31130), in the department Haute-Garonne.

Where to find the tax return of IFB FRANCE ?

The tax return of IFB FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IFB FRANCE operate?

IFB FRANCE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.