SIREN : 477506752
ID PATRIMOINE is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LAGORD (17140), this company of category ETI shows in 2024 a revenue of 4.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4 156 100 € | 3 338 531 € | 2 945 460 € | 2 537 436 € | 2 169 148 € | 2 269 976 € | 2 172 039 € | 1 684 524 € | 1 292 189 € |
| Net income | 947 710 € | 576 984 € | 535 748 € | 579 566 € | 419 223 € | 508 229 € | 383 019 € | 696 814 € | 241 675 € |
| EBITDA | 1 215 360 € | 827 273 € | 669 450 € | 582 982 € | 508 694 € | 548 376 € | 482 988 € | 284 558 € | 201 154 € |
| Net margin | 22.8% | 17.3% | 18.2% | 22.8% | 19.3% | 22.4% | 17.6% | 41.4% | 18.7% |
In 2024, ID PATRIMOINE achieves revenue of 4.2 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +15.7%. Vs 2023, growth of +24% (3.3 M€ -> 4.2 M€). After deducting consumption (0 €), gross margin stands at 4.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.2 M€, representing 29.2% of revenue. Positive scissor effect: EBITDA margin improves by +4.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 948 k€, i.e. 22.8% of revenue. This profit can be retained or distributed to shareholders.
4 156 100 €
4 156 100 €
1 215 360 €
1 313 858 €
947 710 €
29.2%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 23.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.256%
79.558%
22.992%
0.345
18.2%
In 2024, the debt ratio of ID PATRIMOINE (11.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ID PATRIMOINE (79.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of ID PATRIMOINE (0.34) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 804.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.1x. Financial charges are adequately covered by operations.
804.469
2.051
In 2024, the liquidity ratio of ID PATRIMOINE (804.47) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of ID PATRIMOINE (2.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. The company must finance 24 days of gap between collections and payments. Overall, WCR represents 184 days of revenue, i.e. 2.1 M€ to permanently finance. Over 2016-2024, WCR increased by +279%, requiring additional financing.
2 123 642 €
62 j
38 j
0 j
184 j
Based on 193 transactions of similar company sales (all years), the value of ID PATRIMOINE is estimated at 2 342 096 € (range 712 061€ - 7 775 138€). With an EBITDA of 1 215 360€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ID PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ID PATRIMOINE in 2024 is 4.2 M€.
Yes, ID PATRIMOINE generated a net profit of 948 k€ in 2024.
The headquarters of ID PATRIMOINE is located in LAGORD (17140), in the department Charente-Maritime.
The tax return of ID PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ID PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.