SIREN : 789572187
HVB is a French company founded 13 years ago, specialized in the sector Gestion de fonds. Based in MERIGNAC (33700), this company of category PME shows in 2021 a revenue of 95 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 94 725 € | 64 000 € | 62 055 € | 61 110 € | 30 555 € |
| Net income | 178 561 € | 346 256 € | 470 064 € | 541 017 € | 840 419 € |
| EBITDA | 21 806 € | -11 328 € | -50 489 € | -2 410 € | -11 915 € |
| Net margin | 188.5% | 541.0% | 757.5% | 885.3% | 2750.5% |
In 2021, HVB achieves revenue of 95 k€. Over the period 2017-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +32.7%. Vs 2020, growth of +48% (64 k€ -> 95 k€). After deducting consumption (0 €), gross margin stands at 95 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 23.0% of revenue. Positive scissor effect: EBITDA margin improves by +40.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 179 k€, i.e. 188.5% of revenue. This profit can be retained or distributed to shareholders.
94 725 €
94 725 €
21 806 €
29 839 €
178 561 €
23.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 180.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.105%
96.047%
180.074%
0.025
25.9%
In 2021, the debt ratio of HVB (0.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of HVB (96.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of HVB (0.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 661.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 21.8x. Operating income very largely covers interest expenses: high safety margin.
661.195
21.769
In 2021, the liquidity ratio of HVB (661.20) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of HVB (21.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Overall, WCR represents 242 days of revenue, i.e. 64 k€ to permanently finance. Notable WCR improvement over the period (-34%), freeing up cash.
63 804 €
31 j
53 j
0 j
242 j
Based on 76 transactions of similar company sales
in 2021,
the value of HVB is estimated at
431 379 €
(range 112 040€ - 600 203€).
With an EBITDA of 21 806€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HVB with other companies in the same sector:
The revenue of HVB in 2021 is 95 k€.
Yes, HVB generated a net profit of 179 k€ in 2021.
The headquarters of HVB is located in MERIGNAC (33700), in the department Gironde.
The tax return of HVB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HVB operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.