HRM is a French company
founded 12 years ago,
specialized in the sector Agences immobilières.
Based in VILLENEUVE-DE-LA-RAHO (66180),
this company of category PME
shows in 2017 a revenue of 654 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2022, HRM generates positive net income of 110 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2022: 40 k€ -> 110 k€.
Net income (2022)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
109 861 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 81%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2022)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
81.002%
Financial autonomy (2022)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
18.959%
Asset age ratio (2022)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2021
2022
Debt ratio
182.471
76.658
84.591
81.002
Financial autonomy
14.729
31.305
22.228
18.959
Repayment capacity
2.381
1.053
None
None
Cash flow / Revenue
14.37%
25.265%
None%
None%
Sector positioning
Debt ratio
81.02022
2017
2021
2022
Q1: 0.02
Med: 16.21
Q3: 78.36
Average
In 2022, the debt ratio of HRM (81.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
18.96%2022
2017
2021
2022
Q1: 7.62%
Med: 32.76%
Q3: 61.76%
Average-15 pts over 3 years
In 2022, the financial autonomy of HRM (19.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
1.05 years2017
2017
Q1: 0.0 years
Med: 0.02 years
Q3: 1.24 years
Average
In 2017, the repayment capacity of HRM (1.05) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 135.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2022)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
135.57
Liquidity indicators evolution HRM
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2021
2022
Liquidity ratio
136.751
195.465
153.158
135.57
Interest coverage
3.858
1.192
None
None
Sector positioning
Liquidity ratio
135.572022
2017
2021
2022
Q1: 112.52
Med: 195.1
Q3: 419.33
Average-22 pts over 3 years
In 2022, the liquidity ratio of HRM (135.57) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
1.19x2017
2017
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Good
In 2017, the interest coverage of HRM (1.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2022)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2022)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2022)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2022)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution HRM
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2021
2022
Operating WCR
-150 152 €
-51 004 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
Customer payment term (days)
70
90
0
0
Supplier payment term (days)
79
74
0
0
Positioning of HRM in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 98 transactions of similar company sales
in 2022,
the value of HRM is estimated at
225 045 €
(range 114 679€ - 543 220€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2022
98 tx
114k€225k€543k€
225 045 €Range: 114 679€ - 543 220€
NAF 5 année 2022
Valuation method used
Net Income Multiple
109 861 €
×
2.0x
=225 046 €
Range: 114 679€ - 543 221€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare HRM with other companies in the same sector:
Yes, HRM generated a net profit of 110 k€ in 2022.
Where is the headquarters of HRM ?
The headquarters of HRM is located in VILLENEUVE-DE-LA-RAHO (66180), in the department Pyrenees-Orientales.
Where to find the tax return of HRM ?
The tax return of HRM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does HRM operate?
HRM operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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