HOWLITE CONCEPT : revenue, balance sheet and financial ratios

HOWLITE CONCEPT is a French company founded 6 years ago, specialized in the sector Travaux de terrassement courants et travaux préparatoires. Based in SAINT-MARTIN (None), this company of category PME shows in 2021 a revenue of 500 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOWLITE CONCEPT (SIREN 880092861)
Indicator 2022 2021 2020
Revenue N/C 499 831 € 406 661 €
Net income 50 071 € -31 451 € 8 829 €
EBITDA N/C -30 424 € 9 559 €
Net margin N/C -6.3% 2.2%

Revenue and income statement

In 2022, HOWLITE CONCEPT generates positive net income of 50 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2022: 9 k€ -> 50 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

50 071 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 283%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

283.194%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.309%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.9%

Solvency indicators evolution
HOWLITE CONCEPT

Sector positioning

Debt ratio
283.19 2022
2020
2021
2022
Q1: 8.94
Med: 40.44
Q3: 111.41
Watch

In 2022, the debt ratio of HOWLITE CONCEPT (283.19) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
19.31% 2022
2020
2021
2022
Q1: 19.31%
Med: 36.66%
Q3: 54.28%
Average

In 2022, the financial autonomy of HOWLITE CONCEPT (19.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.14 years 2021
2020
2021
Q1: 0.0 years
Med: 0.78 years
Q3: 2.72 years
Excellent -50 pts over 2 years

In 2021, the repayment capacity of HOWLITE CONCEPT (-1.14) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 336.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

336.532

Liquidity indicators evolution
HOWLITE CONCEPT

Sector positioning

Liquidity ratio
336.53 2022
2020
2021
2022
Q1: 140.95
Med: 198.09
Q3: 288.23
Excellent +53 pts over 3 years

In 2022, the liquidity ratio of HOWLITE CONCEPT (336.53) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-2.52x 2021
2020
2021
Q1: 0.0x
Med: 0.66x
Q3: 2.68x
Average -50 pts over 2 years

In 2021, the interest coverage of HOWLITE CONCEPT (-2.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
HOWLITE CONCEPT

Positioning of HOWLITE CONCEPT in its sector

Comparison with sector Travaux de terrassement courants et travaux préparatoires

Valuation estimate

Based on 120 transactions of similar company sales (all years), the value of HOWLITE CONCEPT is estimated at 176 021 € (range 49 103€ - 492 739€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
120 transactions
49k€ 176k€ 492k€
176 021 € Range: 49 103€ - 492 739€
NAF 5 all-time

Valuation method used

Net Income Multiple
50 071 € × 3.5x = 176 021 €
Range: 49 104€ - 492 739€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de terrassement courants et travaux préparatoires)

Compare HOWLITE CONCEPT with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de terrassement courants et travaux préparatoires

Frequently asked questions about HOWLITE CONCEPT

What is the revenue of HOWLITE CONCEPT ?

The revenue of HOWLITE CONCEPT in 2021 is 500 k€.

Is HOWLITE CONCEPT profitable?

Yes, HOWLITE CONCEPT generated a net profit of 50 k€ in 2022.

Where is the headquarters of HOWLITE CONCEPT ?

The headquarters of HOWLITE CONCEPT is located in SAINT-MARTIN.

Where to find the tax return of HOWLITE CONCEPT ?

The tax return of HOWLITE CONCEPT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOWLITE CONCEPT operate?

HOWLITE CONCEPT operates in the sector Travaux de terrassement courants et travaux préparatoires (NAF code 43.12A). See the 'Sector positioning' section above to compare the company with its competitors.