HOUSSAINT INVESTISSEMENTS : revenue, balance sheet and financial ratios

HOUSSAINT INVESTISSEMENTS is a French company founded 19 years ago, specialized in the sector Activités des sièges sociaux. Based in LES SABLES D'OLONNE (85100), this company of category ETI shows in 2020 a revenue of 972 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOUSSAINT INVESTISSEMENTS (SIREN 493816003)
Indicator 2020 2018 2017 2016 2014
Revenue 971 700 € 559 293 € 508 056 € 554 730 € 554 730 €
Net income 68 007 € 71 342 € 74 780 € 17 953 € 129 849 €
EBITDA -29 880 € -1 661 € 3 036 € 28 040 € 43 712 €
Net margin 7.0% 12.8% 14.7% 3.2% 23.4%

Revenue and income statement

In 2020, HOUSSAINT INVESTISSEMENTS achieves revenue of 972 k€. Over the period 2014-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +9.8%. Vs 2018, growth of +74% (559 k€ -> 972 k€). After deducting consumption (0 €), gross margin stands at 972 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -30 k€, representing -3.1% of revenue. Warning negative scissor effect: despite revenue change (+74%), EBITDA varies by -1699%, reducing margin by 2.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 68 k€, i.e. 7.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

971 700 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

971 700 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-29 880 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 926 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

68 007 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-3.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 83%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

82.983%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

43.291%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.76%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

21.185

Solvency indicators evolution
HOUSSAINT INVESTISSEMENTS

Sector positioning

Debt ratio
82.98 2020
2017
2018
2020
Q1: 0.72
Med: 27.74
Q3: 123.37
Average

In 2020, the debt ratio of HOUSSAINT INVESTISSEMENTS (82.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
43.29% 2020
2017
2018
2020
Q1: 19.19%
Med: 52.47%
Q3: 82.53%
Average -7 pts over 3 years

In 2020, the financial autonomy of HOUSSAINT INVESTISSEMENTS (43.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
21.18 years 2020
2017
2018
2020
Q1: 0.0 years
Med: 0.5 years
Q3: 5.15 years
Average

In 2020, the repayment capacity of HOUSSAINT INVESTISSEMENTS (21.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 149.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

149.664

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-48.778

Liquidity indicators evolution
HOUSSAINT INVESTISSEMENTS

Sector positioning

Liquidity ratio
149.66 2020
2017
2018
2020
Q1: 102.29
Med: 323.66
Q3: 1373.69
Average -13 pts over 3 years

In 2020, the liquidity ratio of HOUSSAINT INVESTISSEMENTS (149.66) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-48.78x 2020
2017
2018
2020
Q1: -35.71x
Med: 0.0x
Q3: 3.57x
Average -50 pts over 3 years

In 2020, the interest coverage of HOUSSAINT INVESTISSEMENTS (-48.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 98 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 178 days. Excellent situation: suppliers finance 80 days of the operating cycle (retail model). Overall, WCR represents 22 days of revenue, i.e. 60 k€ to permanently finance. Over 2014-2020, WCR increased by +190%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

59 614 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

98 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

178 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

22 j

WCR and payment terms evolution
HOUSSAINT INVESTISSEMENTS

Positioning of HOUSSAINT INVESTISSEMENTS in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 83 transactions of similar company sales in 2020, the value of HOUSSAINT INVESTISSEMENTS is estimated at 452 031 € (range 170 523€ - 980 989€). The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
83 tx
170k€ 452k€ 980k€
452 031 € Range: 170 523€ - 980 989€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
971 700 € × 0.35x
Estimation 339 635 €
175 769€ - 711 029€
Net Income Multiple 20%
68 007 € × 9.1x
Estimation 620 627 €
162 655€ - 1 385 931€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 83 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare HOUSSAINT INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about HOUSSAINT INVESTISSEMENTS

What is the revenue of HOUSSAINT INVESTISSEMENTS ?

The revenue of HOUSSAINT INVESTISSEMENTS in 2020 is 972 k€.

Is HOUSSAINT INVESTISSEMENTS profitable?

Yes, HOUSSAINT INVESTISSEMENTS generated a net profit of 68 k€ in 2020.

Where is the headquarters of HOUSSAINT INVESTISSEMENTS ?

The headquarters of HOUSSAINT INVESTISSEMENTS is located in LES SABLES D'OLONNE (85100), in the department Vendee.

Where to find the tax return of HOUSSAINT INVESTISSEMENTS ?

The tax return of HOUSSAINT INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOUSSAINT INVESTISSEMENTS operate?

HOUSSAINT INVESTISSEMENTS operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.