HOTEL DE LA CROIX D'OR : revenue, balance sheet and financial ratios

HOTEL DE LA CROIX D'OR is a French company founded 19 years ago, specialized in the sector Hôtels et hébergement similaire . Based in OULLINS-PIERRE-BENITE (69600), this company of category PME shows in 2021 a revenue of 154 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOTEL DE LA CROIX D'OR (SIREN 491880043)
Indicator 2021 2020 2019 2018 2017
Revenue 154 341 € 118 901 € 106 329 € 90 373 € 88 409 €
Net income 32 625 € 32 614 € 26 186 € 14 671 € 19 504 €
EBITDA 37 366 € 38 623 € 30 928 € 20 130 € 24 960 €
Net margin 21.1% 27.4% 24.6% 16.2% 22.1%

Revenue and income statement

In 2021, HOTEL DE LA CROIX D'OR achieves revenue of 154 k€. Over the period 2017-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +14.9%. Vs 2020, growth of +30% (119 k€ -> 154 k€). After deducting consumption (2 k€), gross margin stands at 152 k€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 37 k€, representing 24.2% of revenue. Warning negative scissor effect: despite revenue change (+30%), EBITDA varies by -3%, reducing margin by 8.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 33 k€, i.e. 21.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

154 341 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

152 088 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

37 366 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

35 520 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

32 625 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

24.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 22.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.968%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

88.624%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

22.02%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.586

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.0%

Solvency indicators evolution
HOTEL DE LA CROIX D'OR

Sector positioning

Debt ratio
8.97 2021
2019
2020
2021
Q1: 0.0
Med: 41.15
Q3: 182.48
Good -17 pts over 3 years

In 2021, the debt ratio of HOTEL DE LA CROIX D'OR (8.97) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
88.62% 2021
2019
2020
2021
Q1: 0.08%
Med: 25.93%
Q3: 55.61%
Excellent

In 2021, the financial autonomy of HOTEL DE LA CROIX D'OR (88.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.59 years 2021
2019
2020
2021
Q1: -2.99 years
Med: 0.53 years
Q3: 5.6 years
Average -5 pts over 3 years

In 2021, the repayment capacity of HOTEL DE LA CROIX D'OR (0.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 792.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

792.116

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.958

Liquidity indicators evolution
HOTEL DE LA CROIX D'OR

Sector positioning

Liquidity ratio
792.12 2021
2019
2020
2021
Q1: 80.04
Med: 181.6
Q3: 371.28
Excellent

In 2021, the liquidity ratio of HOTEL DE LA CROIX D'OR (792.12) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.96x 2021
2019
2020
2021
Q1: -0.58x
Med: 0.4x
Q3: 6.81x
Good

In 2021, the interest coverage of HOTEL DE LA CROIX D'OR (1.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 55 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 55 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 79 days of revenue, i.e. 34 k€ to permanently finance. Over 2017-2021, WCR increased by +357%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

34 034 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

55 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

79 j

WCR and payment terms evolution
HOTEL DE LA CROIX D'OR

Positioning of HOTEL DE LA CROIX D'OR in its sector

Comparison with sector Hôtels et hébergement similaire

Valuation estimate

Based on 98 transactions of similar company sales in 2021, the value of HOTEL DE LA CROIX D'OR is estimated at 266 028 € (range 179 214€ - 406 141€). With an EBITDA of 37 366€, the sector multiple of 8.4x is applied. The price/revenue ratio is 1.20x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
98 tx
179k€ 266k€ 406k€
266 028 € Range: 179 214€ - 406 141€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
37 366 € × 8.4x
Estimation 312 643 €
259 793€ - 473 391€
Revenue Multiple 30%
154 341 € × 1.20x
Estimation 185 953 €
93 052€ - 293 560€
Net Income Multiple 20%
32 625 € × 8.3x
Estimation 269 605 €
107 011€ - 406 889€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Hôtels et hébergement similaire )

Compare HOTEL DE LA CROIX D'OR with other companies in the same sector:

Voir toutes les statistiques du secteur Hôtels et hébergement similaire

Frequently asked questions about HOTEL DE LA CROIX D'OR

What is the revenue of HOTEL DE LA CROIX D'OR ?

The revenue of HOTEL DE LA CROIX D'OR in 2021 is 154 k€.

Is HOTEL DE LA CROIX D'OR profitable?

Yes, HOTEL DE LA CROIX D'OR generated a net profit of 33 k€ in 2021.

Where is the headquarters of HOTEL DE LA CROIX D'OR ?

The headquarters of HOTEL DE LA CROIX D'OR is located in OULLINS-PIERRE-BENITE (69600), in the department Rhone.

Where to find the tax return of HOTEL DE LA CROIX D'OR ?

The tax return of HOTEL DE LA CROIX D'OR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOTEL DE LA CROIX D'OR operate?

HOTEL DE LA CROIX D'OR operates in the sector Hôtels et hébergement similaire (NAF code 55.10Z). See the 'Sector positioning' section above to compare the company with its competitors.