HOMMES ET SAVOIRS : revenue, balance sheet and financial ratios
HOMMES ET SAVOIRS is a French company
founded 25 years ago,
specialized in the sector Formation continue d'adultes.
Based in ROYAN (17200),
this company of category PME
shows in 2019 a revenue of 519 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - HOMMES ET SAVOIRS (SIREN 432926244)
Indicator
2024
2023
2022
2020
2019
2017
2016
Revenue
N/C
N/C
N/C
N/C
518 789 €
N/C
623 079 €
Net income
28 527 €
37 789 €
4 173 €
-962 €
1 320 €
83 574 €
53 127 €
EBITDA
N/C
N/C
N/C
N/C
1 711 €
N/C
35 491 €
Net margin
N/C
N/C
N/C
N/C
0.3%
N/C
8.5%
Revenue and income statement
In 2024, HOMMES ET SAVOIRS generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 53 k€ -> 29 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
28 527 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
13.073%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
34.805%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2019
2020
2022
2023
2024
Debt ratio
-20.26
202.255
162.522
166.96
22.072
10.015
13.073
Financial autonomy
-15.267
8.938
11.694
6.836
23.16
32.727
34.805
Repayment capacity
0.089
None
57.718
None
None
None
None
Cash flow / Revenue
7.684%
None%
0.18%
None%
None%
None%
None%
Sector positioning
Debt ratio
13.072024
2022
2023
2024
Q1: 0.0
Med: 3.22
Q3: 34.93
Average
In 2024, the debt ratio of HOMMES ET SAVOIRS (13.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
34.8%2024
2022
2023
2024
Q1: 1.03%
Med: 30.48%
Q3: 60.98%
Good+11 pts over 3 years
In 2024, the financial autonomy of HOMMES ET SAVOIRS (34.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 246.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
246.303
Liquidity indicators evolution HOMMES ET SAVOIRS
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2019
2020
2022
2023
2024
Liquidity ratio
105.512
201.183
153.708
106.544
122.777
189.467
246.303
Interest coverage
3.116
None
0.0
None
None
None
None
Sector positioning
Liquidity ratio
246.32024
2022
2023
2024
Q1: 126.79
Med: 230.24
Q3: 439.51
Good+27 pts over 3 years
In 2024, the liquidity ratio of HOMMES ET SAVOIRS (246.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution HOMMES ET SAVOIRS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2019
2020
2022
2023
2024
Operating WCR
70 987 €
0 €
127 845 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
9
0
0
0
0
Customer payment term (days)
133
0
123
0
0
0
0
Supplier payment term (days)
176
0
124
0
0
0
0
Positioning of HOMMES ET SAVOIRS in its sector
Comparison with sector Formation continue d'adultes
Valuation estimate
Based on 134 transactions of similar company sales
(all years),
the value of HOMMES ET SAVOIRS is estimated at
83 782 €
(range 31 257€ - 453 097€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
134 transactions
31k€83k€453k€
83 782 €Range: 31 257€ - 453 097€
NAF 5 all-time
Valuation method used
Net Income Multiple
28 527 €
×
2.9x
=83 783 €
Range: 31 258€ - 453 097€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 134 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Formation continue d'adultes)
Compare HOMMES ET SAVOIRS with other companies in the same sector:
Frequently asked questions about HOMMES ET SAVOIRS
What is the revenue of HOMMES ET SAVOIRS ?
The revenue of HOMMES ET SAVOIRS in 2019 is 519 k€.
Is HOMMES ET SAVOIRS profitable?
Yes, HOMMES ET SAVOIRS generated a net profit of 29 k€ in 2024.
Where is the headquarters of HOMMES ET SAVOIRS ?
The headquarters of HOMMES ET SAVOIRS is located in ROYAN (17200), in the department Charente-Maritime.
Where to find the tax return of HOMMES ET SAVOIRS ?
The tax return of HOMMES ET SAVOIRS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does HOMMES ET SAVOIRS operate?
HOMMES ET SAVOIRS operates in the sector Formation continue d'adultes (NAF code 85.59A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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