HOME CONFORT INTERNATIONAL : revenue, balance sheet and financial ratios

HOME CONFORT INTERNATIONAL is a French company founded 16 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in EGUILLES (13510), this company of category PME shows in 2021 a revenue of 356 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOME CONFORT INTERNATIONAL (SIREN 517618138)
Indicator 2021 2020 2018 2017 2016
Revenue 355 872 € 324 000 € 264 000 € 239 250 € 231 000 €
Net income -4 837 € 105 337 € 39 387 € 114 753 € -24 145 €
EBITDA 19 774 € 29 590 € -7 086 € -21 551 € -18 769 €
Net margin -1.4% 32.5% 14.9% 48.0% -10.5%

Revenue and income statement

In 2021, HOME CONFORT INTERNATIONAL achieves revenue of 356 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +9.0%. Vs 2020: +10%. After deducting consumption (0 €), gross margin stands at 356 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20 k€, representing 5.6% of revenue. Warning negative scissor effect: despite revenue change (+10%), EBITDA varies by -33%, reducing margin by 3.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -5 k€ (-1.4% of revenue), which will impact equity.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

355 872 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

355 872 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

19 774 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

14 475 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-4 837 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 29.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.016%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

93.755%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.13%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

29.197

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

61.7%

Solvency indicators evolution
HOME CONFORT INTERNATIONAL

Sector positioning

Debt ratio
1.02 2021
2018
2020
2021
Q1: 0.02
Med: 12.01
Q3: 99.49
Good -18 pts over 3 years

In 2021, the debt ratio of HOME CONFORT INTERNATIONAL (1.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
93.75% 2021
2018
2020
2021
Q1: 18.1%
Med: 61.65%
Q3: 91.15%
Excellent

In 2021, the financial autonomy of HOME CONFORT INTERNATIONAL (93.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
29.2 years 2021
2018
2020
2021
Q1: -0.03 years
Med: 0.01 years
Q3: 3.84 years
Average +19 pts over 3 years

In 2021, the repayment capacity of HOME CONFORT INTERNATIONAL (29.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1311.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.3x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1311.429

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.34

Liquidity indicators evolution
HOME CONFORT INTERNATIONAL

Sector positioning

Liquidity ratio
1311.43 2021
2018
2020
2021
Q1: 111.19
Med: 514.23
Q3: 3099.95
Good +6 pts over 3 years

In 2021, the liquidity ratio of HOME CONFORT INTERNATIONAL (1311.43) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.34x 2021
2018
2020
2021
Q1: -54.03x
Med: 0.0x
Q3: 0.0x
Excellent +25 pts over 3 years

In 2021, the interest coverage of HOME CONFORT INTERNATIONAL (1.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 57 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. The gap of 52 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 900 days of revenue, i.e. 890 k€ to permanently finance. Over 2016-2021, WCR increased by +7348%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

889 691 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

57 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

5 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

900 j

WCR and payment terms evolution
HOME CONFORT INTERNATIONAL

Positioning of HOME CONFORT INTERNATIONAL in its sector

Comparison with sector Fonds de placement et entités financières similaires

Similar companies (Fonds de placement et entités financières similaires)

Compare HOME CONFORT INTERNATIONAL with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about HOME CONFORT INTERNATIONAL

What is the revenue of HOME CONFORT INTERNATIONAL ?

The revenue of HOME CONFORT INTERNATIONAL in 2021 is 356 k€.

Is HOME CONFORT INTERNATIONAL profitable?

HOME CONFORT INTERNATIONAL recorded a net loss in 2021.

Where is the headquarters of HOME CONFORT INTERNATIONAL ?

The headquarters of HOME CONFORT INTERNATIONAL is located in EGUILLES (13510), in the department Bouches-du-Rhone.

Where to find the tax return of HOME CONFORT INTERNATIONAL ?

The tax return of HOME CONFORT INTERNATIONAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOME CONFORT INTERNATIONAL operate?

HOME CONFORT INTERNATIONAL operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.