SIREN : 832007900
HOLDING STM is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in BECON-LES-GRANITS (49370), this company of category PME shows in 2024 a revenue of 110 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 110 400 € | 102 000 € | 102 000 € | 102 000 € | 84 000 € | 57 000 € | 63 333 € |
| Net income | 82 556 € | 215 798 € | 130 813 € | 79 014 € | 29 777 € | 13 621 € | 16 081 € |
| EBITDA | -3 093 € | 14 835 € | 14 906 € | 13 332 € | 34 348 € | 11 966 € | 16 324 € |
| Net margin | 74.8% | 211.6% | 128.2% | 77.5% | 35.4% | 23.9% | 25.4% |
In 2024, HOLDING STM achieves revenue of 110 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.7%. Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 110 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3 k€, representing -2.8% of revenue. Warning negative scissor effect: despite revenue change (+8%), EBITDA varies by -121%, reducing margin by 17.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 83 k€, i.e. 74.8% of revenue. This profit can be retained or distributed to shareholders.
110 400 €
110 400 €
-3 093 €
-9 427 €
82 556 €
-2.8%
The debt ratio (= Financial debt / Equity x 100) stands at 29%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 80.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
28.652%
76.521%
80.517%
1.885
70.1%
In 2024, the debt ratio of HOLDING STM (28.65) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HOLDING STM (76.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of HOLDING STM (1.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2738.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2738.576
-29.906
In 2024, the liquidity ratio of HOLDING STM (2738.58) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of HOLDING STM (-29.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 71 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). Overall, WCR represents 18 days of revenue, i.e. 5 k€ to permanently finance. Notable WCR improvement over the period (-93%), freeing up cash.
5 453 €
30 j
71 j
0 j
18 j
Based on 62 transactions of similar company sales
in 2024,
the value of HOLDING STM is estimated at
264 241 €
(range 79 733€ - 539 688€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING STM with other companies in the same sector:
The revenue of HOLDING STM in 2024 is 110 k€.
Yes, HOLDING STM generated a net profit of 83 k€ in 2024.
The headquarters of HOLDING STM is located in BECON-LES-GRANITS (49370), in the department Maine-et-Loire.
The tax return of HOLDING STM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING STM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.