Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

HOLDING STEPHAN : revenue, balance sheet and financial ratios

HOLDING STEPHAN is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in AUCH (32000), this company of category PME shows in 2019 a net income negative of -51 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOLDING STEPHAN (SIREN 789758539)
Indicator 2019 2018 2016 2015 2014 2013
Revenue N/C N/C N/C N/C N/C N/C
Net income -51 186 € 37 898 € 74 670 € 81 069 € 66 957 € 40 199 €
EBITDA -1 001 € -1 018 € -826 € -828 € -651 € -3 708 €
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2019, HOLDING STEPHAN records a net loss of 51 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 001 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 001 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-51 186 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.045%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.042%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
HOLDING STEPHAN

Sector positioning

Debt ratio
0.04 2019
2016
2018
2019
Q1: 0.17
Med: 17.07
Q3: 90.65
Excellent -18 pts over 3 years

In 2019, the debt ratio of HOLDING STEPHAN (0.04) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
0.04% 2019
2016
2018
2019
Q1: 21.04%
Med: 59.32%
Q3: 88.44%
Average

In 2019, the financial autonomy of HOLDING STEPHAN (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2016
2018
2019
Q1: -0.0 years
Med: 0.17 years
Q3: 4.06 years
Good

In 2019, the repayment capacity of HOLDING STEPHAN (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 738.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

738.691

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5943.057

Liquidity indicators evolution
HOLDING STEPHAN

Sector positioning

Liquidity ratio
738.69 2019
2016
2018
2019
Q1: 104.16
Med: 436.01
Q3: 2275.38
Good

In 2019, the liquidity ratio of HOLDING STEPHAN (738.69) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-5943.06x 2019
2016
2018
2019
Q1: -58.78x
Med: 0.0x
Q3: 0.0x
Average -25 pts over 3 years

In 2019, the interest coverage of HOLDING STEPHAN (-5943.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 279 days. Excellent situation: suppliers finance 279 days of the operating cycle (retail model).

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

279 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
HOLDING STEPHAN

Positioning of HOLDING STEPHAN in its sector

Comparison with sector Activités des sociétés holding

Similar companies (Activités des sociétés holding)

Compare HOLDING STEPHAN with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about HOLDING STEPHAN

What is the revenue of HOLDING STEPHAN ?

The revenue of HOLDING STEPHAN is not publicly disclosed (confidential accounts filed with INPI).

Is HOLDING STEPHAN profitable?

HOLDING STEPHAN recorded a net loss in 2019.

Where is the headquarters of HOLDING STEPHAN ?

The headquarters of HOLDING STEPHAN is located in AUCH (32000), in the department Gers.

Where to find the tax return of HOLDING STEPHAN ?

The tax return of HOLDING STEPHAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOLDING STEPHAN operate?

HOLDING STEPHAN operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.