SIREN : 511572752
HOLDING SMAF is a French company founded 17 years ago, specialized in the sector Activités des sociétés holding. Based in BIGUGLIA (20620), this company of category PME shows in 2024 a revenue of 875 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 875 213 € | 700 727 € | 398 074 € | 159 873 € | 116 197 € | 135 583 € | 124 679 € | 97 107 € | 65 789 € |
| Net income | 33 876 € | 216 136 € | 48 091 € | 120 599 € | 127 259 € | 195 256 € | 82 416 € | 72 783 € | 90 620 € |
| EBITDA | 5 892 € | -19 498 € | -17 777 € | 1 412 € | -708 € | -5 199 € | 5 338 € | 1 873 € | 1 924 € |
| Net margin | 3.9% | 30.8% | 12.1% | 75.4% | 109.5% | 144.0% | 66.1% | 75.0% | 137.7% |
In 2024, HOLDING SMAF achieves revenue of 875 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +38.2%. Vs 2023, growth of +25% (701 k€ -> 875 k€). After deducting consumption (0 €), gross margin stands at 875 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 0.7% of revenue. Positive scissor effect: EBITDA margin improves by +3.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 34 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.
875 213 €
875 213 €
5 892 €
30 487 €
33 876 €
0.7%
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 179.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
66.994%
54.892%
0.747%
179.592
99.2%
In 2024, the debt ratio of HOLDING SMAF (66.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HOLDING SMAF (54.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HOLDING SMAF (179.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 719.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1163.4x. Operating income very largely covers interest expenses: high safety margin.
719.764
1163.425
In 2024, the liquidity ratio of HOLDING SMAF (719.76) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of HOLDING SMAF (1163.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 23 days. Overall, WCR represents 307 days of revenue, i.e. 747 k€ to permanently finance. Over 2016-2024, WCR increased by +1393%, requiring additional financing.
747 248 €
0 j
23 j
0 j
307 j
Based on 54 transactions of similar company sales
in 2024,
the value of HOLDING SMAF is estimated at
178 728 €
(range 104 894€ - 258 929€).
With an EBITDA of 5 892€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING SMAF with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of HOLDING SMAF in 2024 is 875 k€.
Yes, HOLDING SMAF generated a net profit of 34 k€ in 2024.
The headquarters of HOLDING SMAF is located in BIGUGLIA (20620).
The tax return of HOLDING SMAF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING SMAF operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.