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HOLDING PETIT FINANCES : revenue, balance sheet and financial ratios

HOLDING PETIT FINANCES is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-PERE-EN-RETZ (44320), this company of category PME shows in 2024 a net income positive of 119 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOLDING PETIT FINANCES (SIREN 513846543)
Indicator 2024 2023 2021 2020 2019 2018 2016
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income 119 076 € 85 395 € 38 239 € 121 816 € -4 796 € 11 588 € 36 355 €
EBITDA -1 659 € -2 689 € -3 140 € -6 147 € -4 786 € -4 595 € -107 909 €
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, HOLDING PETIT FINANCES generates positive net income of 119 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 36 k€ -> 119 k€.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 659 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 659 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

119 076 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

14.709%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

87.177%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.635

Solvency indicators evolution
HOLDING PETIT FINANCES

Sector positioning

Debt ratio
14.71 2024
2021
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Average -17 pts over 3 years

In 2024, the debt ratio of HOLDING PETIT FINANCES (14.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
87.18% 2024
2021
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Good +23 pts over 3 years

In 2024, the financial autonomy of HOLDING PETIT FINANCES (87.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.64 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Average -20 pts over 3 years

In 2024, the repayment capacity of HOLDING PETIT FINANCES (0.64) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-65.22

Liquidity indicators evolution
HOLDING PETIT FINANCES

Sector positioning

Liquidity ratio
8387.23 2023
2021
2023
Q1: 126.86
Med: 619.0
Q3: 3548.33
Excellent

In 2023, the liquidity ratio of HOLDING PETIT FINANCES (8387.23) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-65.22x 2024
2021
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average

In 2024, the interest coverage of HOLDING PETIT FINANCES (-65.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
HOLDING PETIT FINANCES

Positioning of HOLDING PETIT FINANCES in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of HOLDING PETIT FINANCES is estimated at 173 846 € (range 110 876€ - 889 314€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
110k€ 173k€ 889k€
173 846 € Range: 110 876€ - 889 314€
NAF 5 année 2024

Valuation method used

Net Income Multiple
119 076 € × 1.5x = 173 846 €
Range: 110 876€ - 889 315€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare HOLDING PETIT FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about HOLDING PETIT FINANCES

What is the revenue of HOLDING PETIT FINANCES ?

The revenue of HOLDING PETIT FINANCES is not publicly disclosed (confidential accounts filed with INPI).

Is HOLDING PETIT FINANCES profitable?

Yes, HOLDING PETIT FINANCES generated a net profit of 119 k€ in 2024.

Where is the headquarters of HOLDING PETIT FINANCES ?

The headquarters of HOLDING PETIT FINANCES is located in SAINT-PERE-EN-RETZ (44320), in the department Loire-Atlantique.

Where to find the tax return of HOLDING PETIT FINANCES ?

The tax return of HOLDING PETIT FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOLDING PETIT FINANCES operate?

HOLDING PETIT FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.