SIREN : 841138456
HOLDING PAL is a French company founded 7 years ago, specialized in the sector Activités des sociétés holding. Based in AMIENS (80000), this company of category PME shows in 2024 a revenue of 393 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 393 000 € | 520 580 € | 652 120 € | 18 625 € | 12 000 € | 60 186 € | 32 000 € |
| Net income | 19 087 € | 22 331 € | 57 275 € | 17 564 € | 103 355 € | 116 612 € | 22 324 € |
| EBITDA | 5 500 € | 12 108 € | 34 218 € | 15 982 € | 7 426 € | 55 335 € | 28 207 € |
| Net margin | 4.9% | 4.3% | 8.8% | 94.3% | 861.3% | 193.8% | 69.8% |
In 2024, HOLDING PAL achieves revenue of 393 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +51.9%. Significant drop of -25% vs 2023. After deducting consumption (296 k€), gross margin stands at 97 k€, i.e. a rate of 25%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 1.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 4.9% of revenue. This profit can be retained or distributed to shareholders.
393 000 €
97 076 €
5 500 €
12 505 €
19 087 €
1.4%
The debt ratio (= Financial debt / Equity x 100) stands at 80%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
79.759%
53.034%
3.635%
17.507
11.5%
In 2024, the debt ratio of HOLDING PAL (79.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HOLDING PAL (53.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HOLDING PAL (17.51) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 988.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 168.2x. Operating income very largely covers interest expenses: high safety margin.
988.681
168.182
In 2024, the liquidity ratio of HOLDING PAL (988.68) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of HOLDING PAL (168.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. Favorable situation: supplier credit is longer than customer credit by 3 days. Inventory turnover is 294 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 543 days of revenue, i.e. 593 k€ to permanently finance. Over 2018-2024, WCR increased by +183%, requiring additional financing.
593 233 €
0 j
3 j
294 j
543 j
Based on 54 transactions of similar company sales
in 2024,
the value of HOLDING PAL is estimated at
88 288 €
(range 48 991€ - 133 950€).
With an EBITDA of 5 500€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING PAL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of HOLDING PAL in 2024 is 393 k€.
Yes, HOLDING PAL generated a net profit of 19 k€ in 2024.
The headquarters of HOLDING PAL is located in AMIENS (80000), in the department Somme.
The tax return of HOLDING PAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING PAL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.