SIREN : 841916240
HOLDING LOWE is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in BELLEME (61130), this company of category PME shows in 2025 a revenue of 128 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 128 178 € | 141 000 € | 119 645 € | 91 410 € | 32 963 € | N/C |
| Net income | 17 223 € | 119 169 € | 149 917 € | 186 840 € | 50 968 € | -4 544 € |
| EBITDA | -22 388 € | -19 141 € | -9 785 € | -8 747 € | 1 255 € | -1 939 € |
| Net margin | 13.4% | 84.5% | 125.3% | 204.4% | 154.6% | N/C |
In 2025, HOLDING LOWE achieves revenue of 128 k€. Over the period 2021-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +40.4%. Slight decline of -9% vs 2024. After deducting consumption (0 €), gross margin stands at 128 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -22 k€, representing -17.5% of revenue. Warning negative scissor effect: despite revenue change (-9%), EBITDA varies by -17%, reducing margin by 3.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 17 k€, i.e. 13.4% of revenue. This profit can be retained or distributed to shareholders.
128 178 €
128 178 €
-22 388 €
-15 817 €
17 223 €
-17.5%
The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 13.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
20.641%
15.759%
13.768%
6.496
17.6%
In 2025, the debt ratio of HOLDING LOWE (20.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of HOLDING LOWE (15.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of HOLDING LOWE (6.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 843.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
843.283
-6.794
In 2025, the liquidity ratio of HOLDING LOWE (843.28) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of HOLDING LOWE (-6.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 325 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. The gap of 305 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1157 days of revenue, i.e. 412 k€ to permanently finance.
412 079 €
325 j
20 j
0 j
1157 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 19 176€ to 190 714€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING LOWE with other companies in the same sector:
The revenue of HOLDING LOWE in 2025 is 128 k€.
Yes, HOLDING LOWE generated a net profit of 17 k€ in 2025.
The headquarters of HOLDING LOWE is located in BELLEME (61130), in the department Orne.
The tax return of HOLDING LOWE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING LOWE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.