SIREN : 402262240
HOLDING JEAN-PIERRE BERNARD is a French company founded 30 years ago, specialized in the sector Activités des sociétés holding. Based in LECELLES (59226), this company of category PME shows in 2025 a revenue of 16 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15 837 € | 12 292 € | 4 000 € | 4 000 € | 4 000 € | 4 000 € | 2 250 € | 2 250 € | 2 250 € | 2 250 € |
| Net income | 393 424 € | 394 096 € | 350 119 € | 127 303 € | 128 909 € | 132 417 € | 130 535 € | 5 323 € | 132 439 € | 132 373 € |
| EBITDA | 8 631 € | 3 572 € | 2 862 € | -1 397 € | 865 € | 2 767 € | 903 € | 878 € | 1 167 € | 1 240 € |
| Net margin | 2484.2% | 3206.1% | 8753.0% | 3182.6% | 3222.7% | 3310.4% | 5801.6% | 236.6% | 5886.2% | 5883.2% |
In 2025, HOLDING JEAN-PIERRE BERNARD achieves revenue of 16 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +24.2%. Vs 2024, growth of +29% (12 k€ -> 16 k€). After deducting consumption (0 €), gross margin stands at 16 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 54.5% of revenue. Positive scissor effect: EBITDA margin improves by +25.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 393 k€, i.e. 2484.2% of revenue. This profit can be retained or distributed to shareholders.
15 837 €
15 837 €
8 631 €
-507 €
393 424 €
54.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 2539.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.008%
0.008%
2539.66%
0.0
92.0%
In 2025, the debt ratio of HOLDING JEAN-PIERRE BERNARD (0.01) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of HOLDING JEAN-PIERRE BERNARD (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of HOLDING JEAN-PIERRE BERNARD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 743.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 51.8x. Operating income very largely covers interest expenses: high safety margin.
743.367
51.802
In 2025, the liquidity ratio of HOLDING JEAN-PIERRE BERNARD (743.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of HOLDING JEAN-PIERRE BERNARD (51.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 171 days. Excellent situation: suppliers finance 171 days of the operating cycle (retail model). Overall, WCR represents 2712 days of revenue, i.e. 119 k€ to permanently finance. Notable WCR improvement over the period (-65%), freeing up cash.
119 310 €
0 j
171 j
0 j
2712 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 67 409€ to 1 945 856€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING JEAN-PIERRE BERNARD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of HOLDING JEAN-PIERRE BERNARD in 2025 is 16 k€.
Yes, HOLDING JEAN-PIERRE BERNARD generated a net profit of 393 k€ in 2025.
The headquarters of HOLDING JEAN-PIERRE BERNARD is located in LECELLES (59226), in the department Nord.
The tax return of HOLDING JEAN-PIERRE BERNARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING JEAN-PIERRE BERNARD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.