HOLDING JC FINANCES : revenue, balance sheet and financial ratios

HOLDING JC FINANCES is a French company founded 14 years ago, specialized in the sector Gestion de fonds. Based in DIRAC (16410), this company of category PME shows in 2021 a revenue of 68 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOLDING JC FINANCES (SIREN 538086794)
Indicator 2024 2023 2022 2021 2020 2019 2017 2016
Revenue N/C N/C N/C 68 370 € 125 850 € 114 960 € 114 960 € N/C
Net income 26 222 € 256 276 € 39 330 € -59 146 € 77 239 € 75 606 € 162 961 € 125 335 €
EBITDA -27 887 € -16 459 € -10 184 € -19 915 € 2 270 € 1 481 € 13 076 € N/C
Net margin N/C N/C N/C -86.5% 61.4% 65.8% 141.8% N/C

Revenue and income statement

In 2024, HOLDING JC FINANCES generates positive net income of 26 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 125 k€ -> 26 k€.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-27 887 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-45 382 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

26 222 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 61%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 19.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

60.504%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

62.25%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

19.284

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

92.7%

Solvency indicators evolution
HOLDING JC FINANCES

Sector positioning

Debt ratio
60.5 2024
2022
2023
2024
Q1: 0.0
Med: 8.3
Q3: 92.95
Average

In 2024, the debt ratio of HOLDING JC FINANCES (60.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
62.25% 2024
2022
2023
2024
Q1: 4.58%
Med: 48.37%
Q3: 87.3%
Good

In 2024, the financial autonomy of HOLDING JC FINANCES (62.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
19.28 years 2024
2022
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.02 years
Average

In 2024, the repayment capacity of HOLDING JC FINANCES (19.28) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 48029.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

48029.77

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-20.608

Liquidity indicators evolution
HOLDING JC FINANCES

Sector positioning

Liquidity ratio
48029.77 2024
2022
2023
2024
Q1: 100.7
Med: 470.56
Q3: 3112.15
Excellent +17 pts over 3 years

In 2024, the liquidity ratio of HOLDING JC FINANCES (48029.77) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-20.61x 2024
2022
2023
2024
Q1: -71.27x
Med: 0.0x
Q3: 0.0x
Average +18 pts over 3 years

In 2024, the interest coverage of HOLDING JC FINANCES (-20.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. Favorable situation: supplier credit is longer than customer credit by 21 days.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

21 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
HOLDING JC FINANCES

Positioning of HOLDING JC FINANCES in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of HOLDING JC FINANCES is estimated at 193 813 € (range 55 028€ - 383 965€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
55k€ 193k€ 383k€
193 813 € Range: 55 028€ - 383 965€
NAF 5 année 2024

Valuation method used

Net Income Multiple
26 222 € × 7.4x = 193 814 €
Range: 55 029€ - 383 965€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare HOLDING JC FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about HOLDING JC FINANCES

What is the revenue of HOLDING JC FINANCES ?

The revenue of HOLDING JC FINANCES in 2021 is 68 k€.

Is HOLDING JC FINANCES profitable?

Yes, HOLDING JC FINANCES generated a net profit of 26 k€ in 2024.

Where is the headquarters of HOLDING JC FINANCES ?

The headquarters of HOLDING JC FINANCES is located in DIRAC (16410), in the department Charente.

Where to find the tax return of HOLDING JC FINANCES ?

The tax return of HOLDING JC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOLDING JC FINANCES operate?

HOLDING JC FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.