HOLDING JB INVESTISSEMENTS : revenue, balance sheet and financial ratios

HOLDING JB INVESTISSEMENTS is a French company founded 4 years ago, specialized in the sector Activités des sociétés holding. Based in CHATEAU-GONTIER-SUR-MAYENNE (53200), this company of category PME shows in 2025 a revenue of 108 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOLDING JB INVESTISSEMENTS (SIREN 911204808)
Indicator 2025 2024 2023 2022
Revenue 108 500 € 105 000 € 91 000 € 15 000 €
Net income 50 705 € 82 299 € 80 489 € 24 217 €
EBITDA 33 991 € 72 086 € 65 815 € -1 099 €
Net margin 46.7% 78.4% 88.4% 161.4%

Revenue and income statement

En 2025, HOLDING JB INVESTISSEMENTS alcanza unos ingresos de 108 k€. En el período 2022-2025, la empresa muestra un fuerte crecimiento con una TCAC de +93.4%. Vs 2024: +3%. Tras deducir el consumo (0 €), el margen bruto se sitúa en 108 k€, es decir, una tasa del 100%. El EBITDA alcanza 34 k€, representando el 31.3% de los ingresos. Advertencia efecto tijera negativo: a pesar del cambio en ingresos (+3%), el EBITDA varía en -53%, reduciendo el margen en 37.3 puntos. Este alto margen EBITDA proporciona una fuerte capacidad de autofinanciación. El resultado neto asciende a 51 k€, es decir, el 46.7% de los ingresos.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

108 500 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

108 500 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

33 991 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

33 976 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

50 705 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

31.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 49%. La deuda permanece bajo control. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 64%. Esta alta autonomía significa que la empresa financia la mayoría de sus activos con fondos propios. La capacidad de reembolso indica que se necesitarían 2.3 años de flujo de caja. Este corto período demuestra una excelente sostenibilidad de la deuda. El flujo de caja representa el 48.7% de los ingresos. Este alto nivel proporciona una fuerte capacidad de autofinanciación.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

48.506%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

64.044%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

48.712%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.296

Solvency indicators evolution
HOLDING JB INVESTISSEMENTS

Sector positioning

Ratio de endeudamiento
48.51 2025
2023
2024
2025
Q1: 0.04
Med: 8.09
Q3: 54.01
Average

En 2025, el ratio de endeudamiento de HOLDING JB INVESTISSEMENTS (48.51) se sitúa por encima de la mediana del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un esfuerzo de reducción podría mejorar la solidez financiera.

Autonomía financiera
64.04% 2025
2023
2024
2025
Q1: 21.27%
Med: 67.32%
Q3: 92.99%
Average +13 pts over 3 years

En 2025, el autonomía financiera de HOLDING JB INVESTISSEMENTS (64.0%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
2.3 ans 2025
2023
2024
2025
Q1: 0.0 ans
Med: 0.19 ans
Q3: 2.98 ans
Average

En 2025, el capacidad de reembolso de HOLDING JB INVESTISSEMENTS (2.3 ans) se sitúa por encima de la mediana del sector. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Un esfuerzo de reducción podría mejorar la solidez financiera.

Liquidity ratios

El ratio de liquidez se sitúa en 850.15. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo. El ratio de cobertura de intereses (= EBIT / Gastos financieros) es de 4.6x. Los gastos financieros están adecuadamente cubiertos por las operaciones.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

850.154

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.645

Liquidity indicators evolution
HOLDING JB INVESTISSEMENTS

Sector positioning

Ratio de liquidez
850.15 2025
2023
2024
2025
Q1: 161.8
Med: 834.57
Q3: 4761.54
Bueno +13 pts over 3 years

En 2025, el ratio de liquidez de HOLDING JB INVESTISSEMENTS (850.15) se sitúa por encima de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Esta posición cómoda ofrece un margen de seguridad apreciable.

Cobertura de intereses
4.64x 2025
2023
2024
2025
Q1: -62.1x
Med: 0.0x
Q3: 0.0x
Excelente

En 2025, el cobertura de intereses de HOLDING JB INVESTISSEMENTS (4.6x) se sitúa en el top 25% del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Alta cobertura significa que los gastos financieros pesan poco en la rentabilidad.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 0 días. Plazo proveedores: 37 días. Excelente situación: los proveedores financian 37 días del ciclo operativo. El FM es negativo (-59 días): las operaciones generan estructuralmente tesorería.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-17 730 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

37 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-59 j

WCR and payment terms evolution
HOLDING JB INVESTISSEMENTS

Positioning of HOLDING JB INVESTISSEMENTS in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 39 969€ to 330 769€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
39k€ 91k€ 330k€
91 507 € Range: 39 969€ - 330 769€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare HOLDING JB INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about HOLDING JB INVESTISSEMENTS

What is the revenue of HOLDING JB INVESTISSEMENTS ?

The revenue of HOLDING JB INVESTISSEMENTS in 2025 is 108 k€.

Is HOLDING JB INVESTISSEMENTS profitable?

Yes, HOLDING JB INVESTISSEMENTS generated a net profit of 51 k€ in 2025.

Where is the headquarters of HOLDING JB INVESTISSEMENTS ?

The headquarters of HOLDING JB INVESTISSEMENTS is located in CHATEAU-GONTIER-SUR-MAYENNE (53200), in the department Mayenne.

Where to find the tax return of HOLDING JB INVESTISSEMENTS ?

The tax return of HOLDING JB INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOLDING JB INVESTISSEMENTS operate?

HOLDING JB INVESTISSEMENTS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.