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HOLDING GIRAL : revenue, balance sheet and financial ratios

HOLDING GIRAL is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINT-QUENTIN-SUR-ISERE (38210), this company of category PME shows in 2021 a revenue of 562 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOLDING GIRAL (SIREN 823748132)
Indicator 2022 2021 2019 2018 2017
Revenue N/C 562 500 € N/C N/C N/C
Net income -34 294 € 173 085 € 32 314 € 33 323 € 75 680 €
EBITDA -3 883 € 165 720 € -4 425 € -6 725 € -3 600 €
Net margin N/C 30.8% N/C N/C N/C

Revenue and income statement

In 2022, HOLDING GIRAL records a net loss of 34 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-3 883 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-3 557 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-34 294 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 94%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

93.634%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.153%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
HOLDING GIRAL

Sector positioning

Debt ratio
93.63 2022
2019
2021
2022
Q1: 0.51
Med: 24.26
Q3: 115.89
Average +16 pts over 3 years

In 2022, the debt ratio of HOLDING GIRAL (93.63) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
37.15% 2022
2019
2021
2022
Q1: 18.08%
Med: 52.89%
Q3: 84.23%
Average +9 pts over 3 years

In 2022, the financial autonomy of HOLDING GIRAL (37.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2022
2019
2021
2022
Q1: 0.0 years
Med: 0.34 years
Q3: 4.08 years
Excellent -43 pts over 3 years

In 2022, the repayment capacity of HOLDING GIRAL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 165.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

165.781

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
HOLDING GIRAL

Sector positioning

Liquidity ratio
165.78 2022
2019
2021
2022
Q1: 101.19
Med: 345.91
Q3: 1581.92
Average -43 pts over 3 years

In 2022, the liquidity ratio of HOLDING GIRAL (165.78) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2022
2019
2021
2022
Q1: -30.73x
Med: 0.0x
Q3: 2.5x
Good +25 pts over 3 years

In 2022, the interest coverage of HOLDING GIRAL (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 203 days. Excellent situation: suppliers finance 203 days of the operating cycle (retail model).

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

203 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
HOLDING GIRAL

Positioning of HOLDING GIRAL in its sector

Comparison with sector Activités des sièges sociaux

Similar companies (Activités des sièges sociaux)

Compare HOLDING GIRAL with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about HOLDING GIRAL

What is the revenue of HOLDING GIRAL ?

The revenue of HOLDING GIRAL in 2021 is 562 k€.

Is HOLDING GIRAL profitable?

HOLDING GIRAL recorded a net loss in 2022.

Where is the headquarters of HOLDING GIRAL ?

The headquarters of HOLDING GIRAL is located in SAINT-QUENTIN-SUR-ISERE (38210), in the department Isere.

Where to find the tax return of HOLDING GIRAL ?

The tax return of HOLDING GIRAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOLDING GIRAL operate?

HOLDING GIRAL operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.