HOLDING FINANCIERE ET IMMOBILIERE (HFI) : revenue, balance sheet and financial ratios

HOLDING FINANCIERE ET IMMOBILIERE (HFI) is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75016), this company of category PME shows in 2020 a revenue of 600 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOLDING FINANCIERE ET IMMOBILIERE (HFI) (SIREN 494548647)
Indicator 2020 2019 2016 2015
Revenue 600 000 € 600 000 € 764 511 € 764 511 €
Net income -92 457 € -313 071 € -630 652 € -1 036 485 €
EBITDA -95 429 € -108 867 € -245 791 € -387 941 €
Net margin -15.4% -52.2% -82.5% -135.6%

Revenue and income statement

In 2020, HOLDING FINANCIERE ET IMMOBILIERE (HFI) achieves revenue of 600 k€. Activity remains stable over the period (CAGR: -4.7%). Slight decline of 0% vs 2019. After deducting consumption (0 €), gross margin stands at 600 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -95 k€, representing -15.9% of revenue. Positive scissor effect: EBITDA margin improves by +2.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -92 k€ (-15.4% of revenue), which will impact equity.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

600 000 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

600 000 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-95 429 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-96 204 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-92 457 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-15.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 30%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 64%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

29.993%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

64.245%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-15.28%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-5.764

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

12.6%

Solvency indicators evolution
HOLDING FINANCIERE ET IMMOBILIERE (HFI)

Sector positioning

Debt ratio
29.99 2020
2016
2019
2020
Q1: 0.16
Med: 16.58
Q3: 89.95
Average +21 pts over 3 years

In 2020, the debt ratio of HOLDING FINANCIERE ET IMM... (29.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
64.25% 2020
2016
2019
2020
Q1: 21.18%
Med: 59.62%
Q3: 88.69%
Good -21 pts over 3 years

In 2020, the financial autonomy of HOLDING FINANCIERE ET IMM... (64.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-5.76 years 2020
2016
2019
2020
Q1: -0.04 years
Med: 0.09 years
Q3: 4.02 years
Excellent

In 2020, the repayment capacity of HOLDING FINANCIERE ET IMM... (-5.76) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 317.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

317.762

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2.3

Liquidity indicators evolution
HOLDING FINANCIERE ET IMMOBILIERE (HFI)

Sector positioning

Liquidity ratio
317.76 2020
2016
2019
2020
Q1: 106.93
Med: 440.58
Q3: 2307.95
Average -34 pts over 3 years

In 2020, the liquidity ratio of HOLDING FINANCIERE ET IMM... (317.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-2.3x 2020
2016
2019
2020
Q1: -58.17x
Med: 0.0x
Q3: 0.0x
Average +15 pts over 3 years

In 2020, the interest coverage of HOLDING FINANCIERE ET IMM... (-2.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 401 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 161 days. The gap of 240 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 771 days of revenue, i.e. 1.3 M€ to permanently finance. Notable WCR improvement over the period (-61%), freeing up cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 284 588 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

401 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

161 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

771 j

WCR and payment terms evolution
HOLDING FINANCIERE ET IMMOBILIERE (HFI)

Positioning of HOLDING FINANCIERE ET IMMOBILIERE (HFI) in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 71 transactions of similar company sales in 2020, the value of HOLDING FINANCIERE ET IMMOBILIERE (HFI) is estimated at 362 834 € (range 187 505€ - 564 797€). The price/revenue ratio is 0.60x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
71 tx
187k€ 362k€ 564k€
362 834 € Range: 187 505€ - 564 797€
NAF 5 année 2020

Valuation method used

Revenue Multiple
600 000 € × 0.60x = 362 835 €
Range: 187 506€ - 564 797€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare HOLDING FINANCIERE ET IMMOBILIERE (HFI) with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about HOLDING FINANCIERE ET IMMOBILIERE (HFI)

What is the revenue of HOLDING FINANCIERE ET IMMOBILIERE (HFI) ?

The revenue of HOLDING FINANCIERE ET IMMOBILIERE (HFI) in 2020 is 600 k€.

Is HOLDING FINANCIERE ET IMMOBILIERE (HFI) profitable?

HOLDING FINANCIERE ET IMMOBILIERE (HFI) recorded a net loss in 2020.

Where is the headquarters of HOLDING FINANCIERE ET IMMOBILIERE (HFI) ?

The headquarters of HOLDING FINANCIERE ET IMMOBILIERE (HFI) is located in PARIS (75016), in the department Paris.

Where to find the tax return of HOLDING FINANCIERE ET IMMOBILIERE (HFI) ?

The tax return of HOLDING FINANCIERE ET IMMOBILIERE (HFI) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOLDING FINANCIERE ET IMMOBILIERE (HFI) operate?

HOLDING FINANCIERE ET IMMOBILIERE (HFI) operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.