HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC : revenue, balance sheet and financial ratios

HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in SAMOREAU (77210), this company of category PME shows in 2024 a revenue of 92 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC (SIREN 539263707)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 92 000 € 216 903 € N/C 395 748 € 390 989 € 418 807 € 413 118 € 356 368 €
Net income 14 935 € 1 247 291 € 218 215 € 109 735 € 93 167 € 114 109 € 48 271 € 39 748 €
EBITDA -34 416 € -190 307 € N/C 112 799 € 73 372 € 85 262 € 61 774 € 41 165 €
Net margin 16.2% 575.0% N/C 27.7% 23.8% 27.2% 11.7% 11.2%

Revenue and income statement

In 2024, HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC achieves revenue of 92 k€. Revenue is declining over the period 2017-2024 (CAGR: -17.6%). Significant drop of -58% vs 2023. After deducting consumption (0 €), gross margin stands at 92 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -34 k€, representing -37.4% of revenue. Positive scissor effect: EBITDA margin improves by +50.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 15 k€, i.e. 16.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

92 000 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

92 000 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-34 416 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-21 217 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

14 935 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-37.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 2.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.978%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.448%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

45.7%

Solvency indicators evolution
HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Excellent -10 pts over 3 years

In 2024, the debt ratio of HOLDING FINANCIER DE GEST... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
98.98% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Excellent

In 2024, the financial autonomy of HOLDING FINANCIER DE GEST... (99.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2024
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Excellent

In 2024, the repayment capacity of HOLDING FINANCIER DE GEST... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9651.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9651.332

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.084

Liquidity indicators evolution
HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC

Sector positioning

Liquidity ratio
9651.33 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Excellent +25 pts over 3 years

In 2024, the liquidity ratio of HOLDING FINANCIER DE GEST... (9651.33) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-0.08x 2024
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Good

In 2024, the interest coverage of HOLDING FINANCIER DE GEST... (-0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 29 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. The company must finance 11 days of gap between collections and payments. Overall, WCR represents 2230 days of revenue, i.e. 570 k€ to permanently finance. Over 2017-2024, WCR increased by +541%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

569 958 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

29 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

18 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

2230 j

WCR and payment terms evolution
HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC

Positioning of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC is estimated at 41 222 € (range 25 781€ - 83 253€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
25k€ 41k€ 83k€
41 222 € Range: 25 781€ - 83 253€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
92 000 € × 0.59x
Estimation 54 167 €
33 699€ - 64 394€
Net Income Multiple 20%
14 935 € × 1.5x
Estimation 21 805 €
13 907€ - 111 541€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC

What is the revenue of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC ?

The revenue of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC in 2024 is 92 k€.

Is HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC profitable?

Yes, HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC generated a net profit of 15 k€ in 2024.

Where is the headquarters of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC ?

The headquarters of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC is located in SAMOREAU (77210), in the department Seine-et-Marne.

Where to find the tax return of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC ?

The tax return of HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC operate?

HOLDING FINANCIER DE GESTION ET DE CONSEIL HFGC operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.