SIREN : 752224519
HOLDING FAMILIALE BERNIER is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in VAL D'ISERE (73150), this company of category PME shows in 2025 a revenue of 216 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 216 000 € | 204 000 € | 216 000 € | 192 000 € | 96 000 € | 96 000 € | 132 581 € | 150 000 € | 150 000 € | 150 000 € |
| Net income | 88 987 € | 81 361 € | 85 304 € | 29 796 € | -57 901 € | 106 653 € | 368 892 € | 45 722 € | 56 239 € | 54 346 € |
| EBITDA | 27 199 € | 20 047 € | 41 948 € | 35 233 € | -51 268 € | -50 258 € | -4 929 € | 34 318 € | 46 287 € | 43 971 € |
| Net margin | 41.2% | 39.9% | 39.5% | 15.5% | -60.3% | 111.1% | 278.2% | 30.5% | 37.5% | 36.2% |
In 2025, HOLDING FAMILIALE BERNIER achieves revenue of 216 k€. Revenue is growing positively over 10 years (CAGR: +4.1%). Vs 2024: +6%. After deducting consumption (0 €), gross margin stands at 216 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 27 k€, representing 12.6% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 89 k€, i.e. 41.2% of revenue. This profit can be retained or distributed to shareholders.
216 000 €
216 000 €
27 199 €
46 400 €
88 987 €
12.6%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 42.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
16.64%
13.994%
42.14%
1.845
6.2%
In 2025, the debt ratio of HOLDING FAMILIALE BERNIER (16.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of HOLDING FAMILIALE BERNIER (14.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of HOLDING FAMILIALE BERNIER (1.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1884.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.8x. Operating income very largely covers interest expenses: high safety margin.
1884.539
22.839
In 2025, the liquidity ratio of HOLDING FAMILIALE BERNIER (1884.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of HOLDING FAMILIALE BERNIER (22.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 200 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. The gap of 160 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 199 days of revenue, i.e. 119 k€ to permanently finance.
119 433 €
200 j
40 j
0 j
199 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 77 662€ to 599 720€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING FAMILIALE BERNIER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of HOLDING FAMILIALE BERNIER in 2025 is 216 k€.
Yes, HOLDING FAMILIALE BERNIER generated a net profit of 89 k€ in 2025.
The headquarters of HOLDING FAMILIALE BERNIER is located in VAL D'ISERE (73150), in the department Savoie.
The tax return of HOLDING FAMILIALE BERNIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING FAMILIALE BERNIER operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.