SIREN : 894680578
HOLDING EM is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in VITRE (35500), this company of category PME shows in 2024 a revenue of 90 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 89 998 € | 103 430 € | 82 464 € |
| Net income | 14 168 € | 25 119 € | 113 464 € |
| EBITDA | 5 191 € | 31 905 € | 49 825 € |
| Net margin | 15.7% | 24.3% | 137.6% |
In 2024, HOLDING EM achieves revenue of 90 k€. Revenue is growing positively over 3 years (CAGR: +4.5%). Significant drop of -13% vs 2023. After deducting consumption (0 €), gross margin stands at 90 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 5.8% of revenue. Warning negative scissor effect: despite revenue change (-13%), EBITDA varies by -84%, reducing margin by 25.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 15.7% of revenue. This profit can be retained or distributed to shareholders.
89 998 €
89 998 €
5 191 €
5 191 €
14 168 €
5.8%
The debt ratio (= Financial debt / Equity x 100) stands at 176%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 19.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 15.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
176.495%
33.935%
15.743%
19.776
In 2024, the debt ratio of HOLDING EM (176.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HOLDING EM (33.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HOLDING EM (19.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 120.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 597.7x. Operating income very largely covers interest expenses: high safety margin.
120.485
597.708
In 2024, the liquidity ratio of HOLDING EM (120.48) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of HOLDING EM (597.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 107 days. Excellent situation: suppliers finance 36 days of the operating cycle (retail model). WCR is negative (-3 days): operations structurally generate cash. Notable WCR improvement over the period (-105%), freeing up cash.
-818 €
71 j
107 j
0 j
-3 j
Based on 62 transactions of similar company sales
in 2024,
the value of HOLDING EM is estimated at
41 615 €
(range 14 072€ - 92 409€).
With an EBITDA of 5 191€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING EM with other companies in the same sector:
The revenue of HOLDING EM in 2024 is 90 k€.
Yes, HOLDING EM generated a net profit of 14 k€ in 2024.
The headquarters of HOLDING EM is located in VITRE (35500), in the department Ille-et-Vilaine.
The tax return of HOLDING EM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING EM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.