SIREN : 921046207
HOLDING CREO is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in ROANNE (42300), this company of category PME shows in 2024 a revenue of 110 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 109 552 € | 132 050 € |
| Net income | 64 409 € | -39 607 € |
| EBITDA | 2 624 € | -5 453 € |
| Net margin | 58.8% | -30.0% |
In 2024, HOLDING CREO achieves revenue of 110 k€. Significant drop of -17% vs 2023. After deducting consumption (0 €), gross margin stands at 110 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 2.4% of revenue. Positive scissor effect: EBITDA margin improves by +6.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 64 k€, i.e. 58.8% of revenue. This profit can be retained or distributed to shareholders.
109 552 €
109 552 €
2 624 €
2 613 €
64 409 €
2.4%
The debt ratio (= Financial debt / Equity x 100) stands at 2377%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 58.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2377.103%
45.695%
58.793%
9.182
In 2024, the debt ratio of HOLDING CREO (2377.10) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HOLDING CREO (45.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HOLDING CREO (9.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 19.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1432.9x. Operating income very largely covers interest expenses: high safety margin.
19.619
1432.927
In 2024, the liquidity ratio of HOLDING CREO (19.62) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of HOLDING CREO (1432.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 910 days. Excellent situation: suppliers finance 550 days of the operating cycle (retail model). WCR is negative (-1939 days): operations structurally generate cash.
-590 007 €
360 j
910 j
0 j
-1939 j
Based on 62 transactions of similar company sales
in 2024,
the value of HOLDING CREO is estimated at
111 512 €
(range 34 167€ - 230 653€).
With an EBITDA of 2 624€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING CREO with other companies in the same sector:
The revenue of HOLDING CREO in 2024 is 110 k€.
Yes, HOLDING CREO generated a net profit of 64 k€ in 2024.
The headquarters of HOLDING CREO is located in ROANNE (42300), in the department Loire.
The tax return of HOLDING CREO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING CREO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.