SIREN : 902726231
HOLDING CIARAVOLA INVEST is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in SAINT-DIDIER-EN-VELAY (43140), this company of category PME shows in 2024 a revenue of 9 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 9 167 € | N/C | N/C |
| Net income | 2 481 € | 1 273 € | -1 273 € |
| EBITDA | 7 522 € | -2 675 € | -1 082 € |
| Net margin | 27.1% | N/C | N/C |
In 2024, HOLDING CIARAVOLA INVEST achieves revenue of 9 k€. After deducting consumption (0 €), gross margin stands at 9 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 82.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 27.1% of revenue. This profit can be retained or distributed to shareholders.
9 167 €
9 167 €
7 522 €
7 523 €
2 481 €
82.1%
The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 27.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
34.616%
4.378%
27.064%
0.024
In 2024, the debt ratio of HOLDING CIARAVOLA INVEST (34.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HOLDING CIARAVOLA INVEST (4.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HOLDING CIARAVOLA INVEST (0.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 102.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.
102.882
3.137
In 2024, the liquidity ratio of HOLDING CIARAVOLA INVEST (102.88) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of HOLDING CIARAVOLA INVEST (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 693 days. Excellent situation: suppliers finance 693 days of the operating cycle (retail model). Overall, WCR represents 21 days of revenue, i.e. 532 € to permanently finance.
532 €
0 j
693 j
0 j
21 j
Based on 62 transactions of similar company sales
in 2024,
the value of HOLDING CIARAVOLA INVEST is estimated at
22 549 €
(range 7 086€ - 50 217€).
With an EBITDA of 7 522€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING CIARAVOLA INVEST with other companies in the same sector:
The revenue of HOLDING CIARAVOLA INVEST in 2024 is 9 k€.
Yes, HOLDING CIARAVOLA INVEST generated a net profit of 2 k€ in 2024.
The headquarters of HOLDING CIARAVOLA INVEST is located in SAINT-DIDIER-EN-VELAY (43140), in the department Haute-Loire.
The tax return of HOLDING CIARAVOLA INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING CIARAVOLA INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.