SIREN : 538221722
HOLDING BIANCHIN - SCHUWER is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in ANNECY (74000), this company of category PME shows in 2022 a revenue of 280 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|
| Revenue | 279 838 € | 295 127 € | 367 738 € | 429 134 € | 405 120 € | 356 000 € | 403 000 € |
| Net income | 19 033 € | 68 547 € | 224 608 € | 30 222 € | 27 336 € | 69 460 € | 135 811 € |
| EBITDA | 22 500 € | 25 645 € | 28 923 € | 35 558 € | 32 158 € | 29 170 € | 33 540 € |
| Net margin | 6.8% | 23.2% | 61.1% | 7.0% | 6.7% | 19.5% | 33.7% |
In 2022, HOLDING BIANCHIN - SCHUWER achieves revenue of 280 k€. Revenue is declining over the period 2015-2022 (CAGR: -5.1%). Slight decline of -5% vs 2020. After deducting consumption (0 €), gross margin stands at 280 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 8.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 6.8% of revenue. This profit can be retained or distributed to shareholders.
279 838 €
279 838 €
22 500 €
22 461 €
19 033 €
8.0%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
1.214%
92.085%
6.801%
0.595
In 2022, the debt ratio of HOLDING BIANCHIN - SCHUWER (1.21) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of HOLDING BIANCHIN - SCHUWER (92.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of HOLDING BIANCHIN - SCHUWER (0.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1146.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
1146.991
0.307
In 2022, the liquidity ratio of HOLDING BIANCHIN - SCHUWER (1146.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of HOLDING BIANCHIN - SCHUWER (0.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 225 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 141 days. The gap of 84 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 741 days of revenue, i.e. 576 k€ to permanently finance.
575 618 €
225 j
141 j
0 j
741 j
Based on 70 transactions of similar company sales
in 2022,
the value of HOLDING BIANCHIN - SCHUWER is estimated at
97 412 €
(range 41 722€ - 210 530€).
With an EBITDA of 22 500€, the sector multiple of 2.4x is applied.
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING BIANCHIN - SCHUWER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of HOLDING BIANCHIN - SCHUWER in 2022 is 280 k€.
Yes, HOLDING BIANCHIN - SCHUWER generated a net profit of 19 k€ in 2022.
The headquarters of HOLDING BIANCHIN - SCHUWER is located in ANNECY (74000), in the department Haute-Savoie.
The tax return of HOLDING BIANCHIN - SCHUWER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING BIANCHIN - SCHUWER operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.