SIREN : 920441730
HOLDING BEAL is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in PELUSSIN (42410), this company of category PME shows in 2025 a revenue of 132 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 132 000 € | 126 000 € | 90 000 € |
| Net income | 16 215 € | 18 028 € | 73 797 € |
| EBITDA | 13 638 € | 16 039 € | 32 563 € |
| Net margin | 12.3% | 14.3% | 82.0% |
In 2025, HOLDING BEAL achieves revenue of 132 k€. Over the period 2023-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +21.1%. Vs 2024: +5%. After deducting consumption (0 €), gross margin stands at 132 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 10.3% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -15%, reducing margin by 2.4 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 12.3% of revenue. This profit can be retained or distributed to shareholders.
132 000 €
132 000 €
13 638 €
13 637 €
16 215 €
10.3%
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 12.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.425%
88.126%
12.284%
2.982
In 2025, the debt ratio of HOLDING BEAL (9.43) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of HOLDING BEAL (88.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of HOLDING BEAL (2.98) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 761.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.2x. Operating income very largely covers interest expenses: high safety margin.
761.044
19.204
In 2025, the liquidity ratio of HOLDING BEAL (761.04) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of HOLDING BEAL (19.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. The company must finance 18 days of gap between collections and payments. Overall, WCR represents 335 days of revenue, i.e. 123 k€ to permanently finance. Over 2023-2025, WCR increased by +229%, requiring additional financing.
122 804 €
36 j
18 j
0 j
335 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 11 563€ to 113 471€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HOLDING BEAL with other companies in the same sector:
The revenue of HOLDING BEAL in 2025 is 132 k€.
Yes, HOLDING BEAL generated a net profit of 16 k€ in 2025.
The headquarters of HOLDING BEAL is located in PELUSSIN (42410), in the department Loire.
The tax return of HOLDING BEAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HOLDING BEAL operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.