SIREN : 839081056
HISCOX ASSURE is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75002), this company of category ETI shows in 2024 a revenue of 5.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 5 509 216 € | 5 520 538 € | 3 159 836 € | 3 659 841 € | 2 644 572 € | 5 688 801 € |
| Net income | 147 767 € | 2 312 939 € | -675 953 € | 599 571 € | -326 718 € | 967 699 € |
| EBITDA | 877 892 € | 2 951 259 € | 551 442 € | 794 488 € | -250 523 € | 1 768 399 € |
| Net margin | 2.7% | 41.9% | -21.4% | 16.4% | -12.4% | 17.0% |
In 2024, HISCOX ASSURE achieves revenue of 5.5 M€. Activity remains stable over the period (CAGR: -0.6%). Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 5.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 878 k€, representing 15.9% of revenue. Warning negative scissor effect: despite revenue change (-0%), EBITDA varies by -70%, reducing margin by 37.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 148 k€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.
5 509 216 €
5 509 216 €
877 892 €
349 206 €
147 767 €
15.9%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 12.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
12.038%
41.614%
12.031%
0.55
In 2024, the debt ratio of HISCOX ASSURE (12.04) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HISCOX ASSURE (41.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HISCOX ASSURE (0.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 217.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.
217.718
0.72
In 2024, the liquidity ratio of HISCOX ASSURE (217.72) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of HISCOX ASSURE (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 232 days. Excellent situation: suppliers finance 229 days of the operating cycle (retail model). Overall, WCR represents 90 days of revenue, i.e. 1.4 M€ to permanently finance. Notable WCR improvement over the period (-68%), freeing up cash.
1 381 216 €
3 j
232 j
0 j
90 j
Based on 193 transactions of similar company sales (all years), the value of HISCOX ASSURE is estimated at 2 214 615 € (range 618 196€ - 6 003 906€). With an EBITDA of 877 892€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HISCOX ASSURE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of HISCOX ASSURE in 2024 is 5.5 M€.
Yes, HISCOX ASSURE generated a net profit of 148 k€ in 2024.
The headquarters of HISCOX ASSURE is located in PARIS (75002), in the department Paris.
The tax return of HISCOX ASSURE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HISCOX ASSURE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.