SIREN : 483400180
H.IMMO FINANCE. is a French company founded 20 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in BARBENTANE (13570), this company of category PME shows in 2020 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|
| Revenue | 1 668 871 € | 474 644 € | 200 692 € | 1 227 633 € |
| Net income | 270 810 € | 87 892 € | 8 221 € | 22 972 € |
| EBITDA | 363 623 € | 35 858 € | -11 745 € | 40 778 € |
| Net margin | 16.2% | 18.5% | 4.1% | 1.9% |
In 2020, H.IMMO FINANCE. achieves revenue of 1.7 M€. Over the period 2016-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +8.0%. Vs 2019, growth of +252% (475 k€ -> 1.7 M€). After deducting consumption (1.4 M€), gross margin stands at 316 k€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 364 k€, representing 21.8% of revenue. Positive scissor effect: EBITDA margin improves by +14.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 271 k€, i.e. 16.2% of revenue. This profit can be retained or distributed to shareholders.
1 668 871 €
315 730 €
363 623 €
361 786 €
270 810 €
21.8%
The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
35.712%
52.804%
17.223%
0.751
95.4%
In 2020, the debt ratio of H.IMMO FINANCE. (35.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of H.IMMO FINANCE. (52.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of H.IMMO FINANCE. (0.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 272.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.4x. Operating income very largely covers interest expenses: high safety margin.
272.367
5.403
In 2020, the liquidity ratio of H.IMMO FINANCE. (272.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of H.IMMO FINANCE. (5.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Inventory turnover is 103 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 96 days of revenue, i.e. 446 k€ to permanently finance.
446 106 €
0 j
19 j
103 j
96 j
Indicative estimate only : the number of comparable transactions in this sector is limited (37 transactions). This range of 963 285€ to 3 082 417€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 37 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare H.IMMO FINANCE. with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of H.IMMO FINANCE. in 2020 is 1.7 M€.
Yes, H.IMMO FINANCE. generated a net profit of 271 k€ in 2020.
The headquarters of H.IMMO FINANCE. is located in BARBENTANE (13570), in the department Bouches-du-Rhone.
The tax return of H.IMMO FINANCE. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
H.IMMO FINANCE. operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.