SIREN : 808125686
HFBC is a French company founded 11 years ago, specialized in the sector Gestion de fonds. Based in BAYONNE (64100), this company of category PME shows in 2020 a revenue of 91 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 | 2015 |
|---|---|---|---|---|---|
| Revenue | 91 312 € | 105 000 € | 90 000 € | 112 500 € | N/C |
| Net income | 32 260 € | 26 236 € | 28 867 € | 54 642 € | 35 193 € |
| EBITDA | 38 578 € | 32 772 € | 35 286 € | 69 416 € | N/C |
| Net margin | 35.3% | 25.0% | 32.1% | 48.6% | N/C |
In 2020, HFBC achieves revenue of 91 k€. Revenue is declining over the period 2017-2020 (CAGR: -6.7%). Significant drop of -13% vs 2019. After deducting consumption (0 €), gross margin stands at 91 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 39 k€, representing 42.2% of revenue. Positive scissor effect: EBITDA margin improves by +11.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 32 k€, i.e. 35.3% of revenue. This profit can be retained or distributed to shareholders.
91 312 €
91 312 €
38 578 €
37 959 €
32 260 €
42.2%
The debt ratio (= Financial debt / Equity x 100) stands at 45%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 36.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
44.787%
53.235%
36.006%
1.805
36.3%
In 2020, the debt ratio of HFBC (44.79) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of HFBC (53.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of HFBC (1.80) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 174.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
174.463
0.018
In 2020, the liquidity ratio of HFBC (174.46) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of HFBC (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 177 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 334 days. Excellent situation: suppliers finance 157 days of the operating cycle (retail model). Overall, WCR represents 157 days of revenue, i.e. 40 k€ to permanently finance.
39 846 €
177 j
334 j
0 j
157 j
Based on 54 transactions of similar company sales
in 2020,
the value of HFBC is estimated at
147 515 €
(range 74 148€ - 298 223€).
With an EBITDA of 38 578€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HFBC with other companies in the same sector:
The revenue of HFBC in 2020 is 91 k€.
Yes, HFBC generated a net profit of 32 k€ in 2020.
The headquarters of HFBC is located in BAYONNE (64100), in the department Pyrenees-Atlantiques.
The tax return of HFBC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HFBC operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.