SIREN : 389983396
HERBRETAISE FINANCES is a French company founded 33 years ago, specialized in the sector Gestion de fonds. Based in LES HERBIERS (85500), this company of category PME shows in 2020 a revenue of 242 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 242 115 € | 286 665 € | 294 246 € | 397 449 € | 265 455 € |
| Net income | 30 961 € | -151 590 € | -8 530 € | 133 961 € | 54 881 € |
| EBITDA | 103 114 € | 147 353 € | 144 742 € | 263 889 € | 111 971 € |
| Net margin | 12.8% | -52.9% | -2.9% | 33.7% | 20.7% |
In 2020, HERBRETAISE FINANCES achieves revenue of 242 k€. Activity remains stable over the period (CAGR: -2.3%). Significant drop of -16% vs 2019. After deducting consumption (0 €), gross margin stands at 242 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 103 k€, representing 42.6% of revenue. Warning negative scissor effect: despite revenue change (-16%), EBITDA varies by -30%, reducing margin by 8.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 31 k€, i.e. 12.8% of revenue. This profit can be retained or distributed to shareholders.
242 115 €
242 115 €
103 114 €
-52 496 €
30 961 €
42.6%
The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 68%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 52.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
35.052%
68.185%
52.546%
5.117
43.2%
In 2020, the debt ratio of HERBRETAISE FINANCES (35.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of HERBRETAISE FINANCES (68.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of HERBRETAISE FINANCES (5.12) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 4954.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 38.2x. Operating income very largely covers interest expenses: high safety margin.
4954.665
38.202
In 2020, the liquidity ratio of HERBRETAISE FINANCES (4954.66) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of HERBRETAISE FINANCES (38.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 84 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. The gap of 46 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 269 days of revenue, i.e. 181 k€ to permanently finance. Notable WCR improvement over the period (-71%), freeing up cash.
180 792 €
84 j
38 j
0 j
269 j
Based on 54 transactions of similar company sales
in 2020,
the value of HERBRETAISE FINANCES is estimated at
310 504 €
(range 165 655€ - 643 413€).
With an EBITDA of 103 114€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HERBRETAISE FINANCES with other companies in the same sector:
The revenue of HERBRETAISE FINANCES in 2020 is 242 k€.
Yes, HERBRETAISE FINANCES generated a net profit of 31 k€ in 2020.
The headquarters of HERBRETAISE FINANCES is located in LES HERBIERS (85500), in the department Vendee.
The tax return of HERBRETAISE FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HERBRETAISE FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.