SIREN : 503036113
HEOMI PATRIMOINE is a French company founded 18 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CLICHY (92110), this company of category ETI shows in 2024 a revenue of 116 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 115 549 € | 869 906 € | 317 661 € | 248 115 € | 98 898 € | 2 126 913 € | 72 954 € | 39 005 € | 37 774 € | N/C |
| Net income | -154 225 € | 211 190 € | -55 933 € | -94 740 € | -71 822 € | -161 729 € | -53 135 € | -236 241 € | -267 447 € | -2 892 € |
| EBITDA | -130 860 € | 246 308 € | -42 548 € | -89 123 € | -104 640 € | -167 005 € | -77 242 € | -182 975 € | -266 699 € | -2 855 € |
| Net margin | -133.5% | 24.3% | -17.6% | -38.2% | -72.6% | -7.6% | -72.8% | -605.7% | -708.0% | N/C |
In 2024, HEOMI PATRIMOINE achieves revenue of 116 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +15.0%. Significant drop of -87% vs 2023. After deducting consumption (0 €), gross margin stands at 116 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -131 k€, representing -113.3% of revenue. Warning negative scissor effect: despite revenue change (-87%), EBITDA varies by -153%, reducing margin by 141.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -154 k€ (-133.5% of revenue), which will impact equity.
115 549 €
115 549 €
-130 860 €
-131 394 €
-154 225 €
-113.3%
The debt ratio (= Financial debt / Equity x 100) stands at -76%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -7085%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-76.463%
-7085.129%
-132.698%
-3.429
42.0%
In 2024, the debt ratio of HEOMI PATRIMOINE (-76.46) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of HEOMI PATRIMOINE (-7085.1%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2024, the repayment capacity of HEOMI PATRIMOINE (-3.43) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2.061
-17.24
In 2024, the liquidity ratio of HEOMI PATRIMOINE (2.06) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of HEOMI PATRIMOINE (-17.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 173 days. Excellent situation: suppliers finance 173 days of the operating cycle (retail model). WCR is negative (-270 days): operations structurally generate cash.
-86 512 €
0 j
173 j
0 j
-270 j
Based on 193 transactions of similar company sales (all years), the value of HEOMI PATRIMOINE is estimated at 113 518 € (range 31 656€ - 211 124€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HEOMI PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of HEOMI PATRIMOINE in 2024 is 116 k€.
HEOMI PATRIMOINE recorded a net loss in 2024.
The headquarters of HEOMI PATRIMOINE is located in CLICHY (92110), in the department Hauts-de-Seine.
The tax return of HEOMI PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HEOMI PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.