SIREN : 323377739
HENNER is a French company founded 44 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NEUILLY-SUR-SEINE (92200), this company of category ETI shows in 2024 a revenue of 210.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 210 614 029 € | 199 704 080 € | 180 748 498 € | 167 989 322 € | 162 131 287 € | 159 925 441 € | 151 747 963 € | 137 690 116 € | 151 024 963 € |
| Net income | 17 039 767 € | 12 681 510 € | 26 071 608 € | 5 961 195 € | 5 330 131 € | 3 593 799 € | 587 603 € | -924 370 € | 2 848 607 € |
| EBITDA | 23 607 895 € | 20 637 485 € | 8 887 244 € | 5 651 164 € | 4 065 138 € | -6 200 641 € | -3 571 607 € | -7 330 336 € | -3 922 571 € |
| Net margin | 8.1% | 6.4% | 14.4% | 3.5% | 3.3% | 2.2% | 0.4% | -0.7% | 1.9% |
In 2024, HENNER achieves revenue of 210.6 M€. Revenue is growing positively over 9 years (CAGR: +4.2%). Vs 2023: +5%. After deducting consumption (0 €), gross margin stands at 210.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 23.6 M€, representing 11.2% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 17.0 M€, i.e. 8.1% of revenue. This profit can be retained or distributed to shareholders.
210 614 029 €
210 614 029 €
23 607 895 €
16 961 484 €
17 039 767 €
11.2%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 12.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.084%
15.362%
12.267%
0.209
59.4%
In 2024, the debt ratio of HENNER (11.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HENNER (15.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HENNER (0.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 79.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 27.3x. Operating income very largely covers interest expenses: high safety margin.
79.313
27.301
In 2024, the liquidity ratio of HENNER (79.31) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of HENNER (27.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 97 days. Excellent situation: suppliers finance 88 days of the operating cycle (retail model). WCR is negative (-148 days): operations structurally generate cash. Notable WCR improvement over the period (-385%), freeing up cash.
-86 566 578 €
9 j
97 j
0 j
-148 j
Based on 193 transactions of similar company sales (all years), the value of HENNER is estimated at 83 223 524 € (range 24 245 935€ - 219 707 458€). With an EBITDA of 23 607 895€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HENNER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of HENNER in 2024 is 210.6 M€.
Yes, HENNER generated a net profit of 17.0 M€ in 2024.
The headquarters of HENNER is located in NEUILLY-SUR-SEINE (92200), in the department Hauts-de-Seine.
The tax return of HENNER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HENNER operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.