SIREN : 908093107
HBL is a French company founded 4 years ago, specialized in the sector Services administratifs combinés de bureau. Based in GETIGNE (44190), this company of category PME shows in 2025 a revenue of 130 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 130 440 € | 185 150 € | 109 800 € | 70 350 € |
| Net income | 145 946 € | 140 849 € | 112 982 € | 42 733 € |
| EBITDA | 66 284 € | 123 254 € | 73 467 € | 56 096 € |
| Net margin | 111.9% | 76.1% | 102.9% | 60.7% |
In 2025, HBL achieves revenue of 130 k€. Over the period 2022-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +22.9%. Significant drop of -30% vs 2024. After deducting consumption (0 €), gross margin stands at 130 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 66 k€, representing 50.8% of revenue. Warning negative scissor effect: despite revenue change (-30%), EBITDA varies by -46%, reducing margin by 15.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 146 k€, i.e. 111.9% of revenue. This profit can be retained or distributed to shareholders.
130 440 €
130 440 €
66 284 €
65 725 €
145 946 €
50.8%
The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 112.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
74.56%
56.933%
112.314%
2.507
46.8%
In 2025, the debt ratio of HBL (74.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of HBL (56.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of HBL (2.51) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2123.11. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.4x. Operating income very largely covers interest expenses: high safety margin.
2123.107
7.448
In 2025, the liquidity ratio of HBL (2123.11) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of HBL (7.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 25 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. The company must finance 1 days of gap between collections and payments. Overall, WCR represents 43 days of revenue, i.e. 16 k€ to permanently finance.
15 637 €
25 j
24 j
0 j
43 j
Based on 173 transactions of similar company sales (all years), the value of HBL is estimated at 231 808 € (range 73 580€ - 532 690€). With an EBITDA of 66 284€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HBL with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of HBL in 2025 is 130 k€.
Yes, HBL generated a net profit of 146 k€ in 2025.
The headquarters of HBL is located in GETIGNE (44190), in the department Loire-Atlantique.
The tax return of HBL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HBL operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.