SIREN : 883194441
HBCJ is a French company founded 6 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in JOUE-LES-TOURS (37300), this company of category PME shows in 2025 a net income negative of -3 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2022 | 2021 |
|---|---|---|---|
| Revenue | N/C | N/C | N/C |
| Net income | -2 905 € | 64 872 € | 10 859 € |
| EBITDA | -2 905 € | -2 154 € | -2 614 € |
| Net margin | N/C | N/C | N/C |
In 2025, HBCJ records a net loss of 3 k€. This deficit will reduce equity on the balance sheet.
-2 905 €
-2 905 €
-2 905 €
The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
53.372%
64.788%
-28.896
In 2025, the debt ratio of HBCJ (53.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of HBCJ (64.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of HBCJ (-28.90) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 4457.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4457.775
0.0
In 2025, the liquidity ratio of HBCJ (4457.77) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of HBCJ (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 159 days. Excellent situation: suppliers finance 159 days of the operating cycle (retail model).
0 €
0 j
159 j
0 j
Compare HBCJ with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of HBCJ is not publicly disclosed (confidential accounts filed with INPI).
HBCJ recorded a net loss in 2025.
The headquarters of HBCJ is located in JOUE-LES-TOURS (37300), in the department Indre-et-Loire.
The tax return of HBCJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HBCJ operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.