SIREN : 898552815
HAYA FINANCE is a French company founded 5 years ago, specialized in the sector Activités des sièges sociaux. Based in SOUILLAC (46200), this company of category PME shows in 2024 a revenue of 10 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 9 500 € | 71 500 € | N/C | N/C |
| Net income | 2 370 € | 55 012 € | -1 153 € | 0 € |
| EBITDA | 2 795 € | 67 299 € | -1 153 € | N/C |
| Net margin | 24.9% | 76.9% | N/C | N/C |
In 2024, HAYA FINANCE achieves revenue of 10 k€. Revenue is declining over the period 2023-2024 (CAGR: -86.7%). Significant drop of -87% vs 2023. After deducting consumption (0 €), gross margin stands at 10 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 29.4% of revenue. Warning negative scissor effect: despite revenue change (-87%), EBITDA varies by -96%, reducing margin by 64.7 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 24.9% of revenue. This profit can be retained or distributed to shareholders.
9 500 €
9 500 €
2 795 €
2 788 €
2 370 €
29.4%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 25.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.985%
10.25%
25.011%
1.962
98.8%
In 2024, the debt ratio of HAYA FINANCE (11.98) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of HAYA FINANCE (10.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of HAYA FINANCE (1.96) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1219.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1219.104
0.0
In 2024, the liquidity ratio of HAYA FINANCE (1219.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of HAYA FINANCE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 114 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 106 days. The company must finance 8 days of gap between collections and payments. Overall, WCR represents 408 days of revenue, i.e. 11 k€ to permanently finance.
10 778 €
114 j
106 j
0 j
408 j
Based on 103 transactions of similar company sales in 2024, the value of HAYA FINANCE is estimated at 12 614 € (range 3 270€ - 25 940€). With an EBITDA of 2 795€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HAYA FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of HAYA FINANCE in 2024 is 10 k€.
Yes, HAYA FINANCE generated a net profit of 2 k€ in 2024.
The headquarters of HAYA FINANCE is located in SOUILLAC (46200), in the department Lot.
The tax return of HAYA FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HAYA FINANCE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.