Employees: 21 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1991-04-02 (35 years)Status: ActiveBusiness sector: Autres commerces de détail spécialisés diversLocation: BORDEAUX (33800), Gironde
HAVRET BIJOUX : revenue, balance sheet and financial ratios
HAVRET BIJOUX is a French company
founded 35 years ago,
specialized in the sector Autres commerces de détail spécialisés divers.
Based in BORDEAUX (33800),
this company of category PME
shows in 2022 a revenue of 4.8 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - HAVRET BIJOUX (SIREN 381438977)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
4 827 669 €
N/C
2 885 416 €
3 582 878 €
3 453 985 €
3 497 731 €
2 581 040 €
Net income
743 452 €
739 056 €
650 271 €
525 592 €
185 632 €
61 249 €
126 465 €
95 102 €
49 180 €
EBITDA
N/C
N/C
1 007 785 €
N/C
425 310 €
191 092 €
224 702 €
134 450 €
45 261 €
Net margin
N/C
N/C
13.5%
N/C
6.4%
1.7%
3.7%
2.7%
1.9%
Revenue and income statement
In 2024, HAVRET BIJOUX generates positive net income of 743 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 49 k€ -> 743 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
743 452 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 31%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
30.87%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
62.811%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
72.912
69.706
64.938
64.785
89.009
55.207
36.082
39.231
30.87
Financial autonomy
38.138
42.449
42.607
41.655
40.369
46.444
56.823
59.09
62.811
Repayment capacity
4.361
2.887
2.953
3.089
3.525
None
0.778
None
None
Cash flow / Revenue
4.818%
5.07%
5.979%
5.043%
9.935%
None%
15.948%
None%
None%
Sector positioning
Debt ratio
30.872024
2022
2023
2024
Q1: 0.03
Med: 14.44
Q3: 63.29
Average+5 pts over 3 years
In 2024, the debt ratio of HAVRET BIJOUX (30.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
62.81%2024
2022
2023
2024
Q1: 4.11%
Med: 30.16%
Q3: 59.21%
Excellent
In 2024, the financial autonomy of HAVRET BIJOUX (62.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.78 years2022
2022
Q1: 0.0 years
Med: 0.02 years
Q3: 2.29 years
Average
In 2022, the repayment capacity of HAVRET BIJOUX (0.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 330.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
329.998
Liquidity indicators evolution HAVRET BIJOUX
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
120.801
134.071
140.446
125.148
222.9
218.517
231.112
304.414
329.998
Interest coverage
15.788
5.717
3.172
3.489
1.168
None
0.588
None
None
Sector positioning
Liquidity ratio
330.02024
2022
2023
2024
Q1: 128.25
Med: 221.87
Q3: 403.52
Good+12 pts over 3 years
In 2024, the liquidity ratio of HAVRET BIJOUX (330.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.59x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.48x
Good
In 2022, the interest coverage of HAVRET BIJOUX (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution HAVRET BIJOUX
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
639 530 €
654 915 €
744 852 €
691 603 €
535 043 €
0 €
859 229 €
0 €
0 €
Inventory turnover (days)
85
67
83
73
97
0
92
0
0
Customer payment term (days)
1
1
2
2
1
0
1
0
0
Supplier payment term (days)
122
67
76
98
77
0
57
0
0
Positioning of HAVRET BIJOUX in its sector
Comparison with sector Autres commerces de détail spécialisés divers
Valuation estimate
Based on 117 transactions of similar company sales
in 2024,
the value of HAVRET BIJOUX is estimated at
1 811 451 €
(range 853 369€ - 5 619 072€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
117 transactions
853k€1811k€5619k€
1 811 451 €Range: 853 369€ - 5 619 072€
NAF 5 année 2024
Valuation method used
Net Income Multiple
743 452 €
×
2.4x
=1 811 451 €
Range: 853 369€ - 5 619 072€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Autres commerces de détail spécialisés divers)
Compare HAVRET BIJOUX with other companies in the same sector:
Yes, HAVRET BIJOUX generated a net profit of 743 k€ in 2024.
Where is the headquarters of HAVRET BIJOUX ?
The headquarters of HAVRET BIJOUX is located in BORDEAUX (33800), in the department Gironde.
Where to find the tax return of HAVRET BIJOUX ?
The tax return of HAVRET BIJOUX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does HAVRET BIJOUX operate?
HAVRET BIJOUX operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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