SIREN : 953002706
HARMONY is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in SAINT-JEAN (31240), this company of category PME shows in 2025 a revenue of 13 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 |
|---|---|---|
| Revenue | 12 879 € | N/C |
| Net income | 0 € | 0 € |
| EBITDA | -6 642 € | -3 305 € |
| Net margin | 0.0% | N/C |
In 2025, HARMONY achieves revenue of 13 k€. After deducting consumption (0 €), gross margin stands at 13 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -7 k€, representing -51.6% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at 0 € (0.0% of revenue), which will impact equity.
12 879 €
12 879 €
-6 642 €
-7 143 €
-51.6%
The debt ratio (= Financial debt / Equity x 100) stands at 24480%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 482.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
24479.5%
95.065%
3.898%
482.508
90.9%
In 2025, the debt ratio of HARMONY (24479.50) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of HARMONY (95.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of HARMONY (482.51) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 223.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
223.887
-37.142
In 2025, the liquidity ratio of HARMONY (223.89) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of HARMONY (-37.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 9 days. WCR is negative (-331 days): operations structurally generate cash.
-11 858 €
0 j
9 j
0 j
-331 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 1 713€ to 23 305€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HARMONY with other companies in the same sector:
The revenue of HARMONY in 2025 is 13 k€.
Profitability information is not publicly available.
The headquarters of HARMONY is located in SAINT-JEAN (31240), in the department Haute-Garonne.
The tax return of HARMONY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HARMONY operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.