SIREN : 868801523
HARMONIE HABITAT is a French company founded 58 years ago, specialized in the sector Location de logements. Based in SAINT-HERBLAIN (44800), this company of category GE shows in 2016 a revenue of 43.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2016 |
|---|---|
| Revenue | 43 240 089 € |
| Net income | 5 257 693 € |
| EBITDA | 20 221 227 € |
| Net margin | 12.2% |
In 2016, HARMONIE HABITAT achieves revenue of 43.2 M€. After deducting consumption (0 €), gross margin stands at 43.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20.2 M€, representing 46.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.3 M€, i.e. 12.2% of revenue. This profit can be retained or distributed to shareholders.
43 240 089 €
43 240 089 €
20 221 227 €
5 659 253 €
5 257 693 €
46.6%
The debt ratio (= Financial debt / Equity x 100) stands at 213%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 62.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
212.72%
30.928%
62.104%
11.199
70.2%
In 2016, the debt ratio of HARMONIE HABITAT (212.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2016, the financial autonomy of HARMONIE HABITAT (30.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2016, the repayment capacity of HARMONIE HABITAT (11.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 536.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 25.1x. Operating income very largely covers interest expenses: high safety margin.
536.649
25.069
In 2016, the liquidity ratio of HARMONIE HABITAT (536.65) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2016, the interest coverage of HARMONIE HABITAT (25.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. The company must finance 11 days of gap between collections and payments. Inventory turnover is 68 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 143 days of revenue, i.e. 17.2 M€ to permanently finance.
17 159 829 €
53 j
42 j
68 j
143 j
Based on 1762 transactions of similar company sales (all years), the value of HARMONIE HABITAT is estimated at 61 285 459 € (range 21 795 111€ - 120 543 690€). With an EBITDA of 20 221 227€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 1762 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HARMONIE HABITAT with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of HARMONIE HABITAT in 2016 is 43.2 M€.
Yes, HARMONIE HABITAT generated a net profit of 5.3 M€ in 2016.
The headquarters of HARMONIE HABITAT is located in SAINT-HERBLAIN (44800), in the department Loire-Atlantique.
The tax return of HARMONIE HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HARMONIE HABITAT operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.