Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

HARMONIE AUTOMOBILES : revenue, balance sheet and financial ratios

HARMONIE AUTOMOBILES is a French company founded 8 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in VERTEUIL-D'AGENAIS (47260), this company of category PME shows in 2021 a net income positive of 16 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HARMONIE AUTOMOBILES (SIREN 834637399)
Indicator 2021 2020
Revenue N/C N/C
Net income 15 831 € 20 181 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2021, HARMONIE AUTOMOBILES generates positive net income of 16 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2021: 20 k€ -> 16 k€.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

15 831 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 146%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

145.917%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

31.005%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

80.1%

Solvency indicators evolution
HARMONIE AUTOMOBILES

Sector positioning

Debt ratio
145.92 2021
2020
2021
Q1: 7.65
Med: 58.53
Q3: 167.9
Average

In 2021, the debt ratio of HARMONIE AUTOMOBILES (145.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
31.0% 2021
2020
2021
Q1: 14.57%
Med: 31.02%
Q3: 53.1%
Good +14 pts over 2 years

In 2021, the financial autonomy of HARMONIE AUTOMOBILES (31.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 310.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

310.904

Liquidity indicators evolution
HARMONIE AUTOMOBILES

Sector positioning

Liquidity ratio
310.9 2021
2020
2021
Q1: 142.1
Med: 211.41
Q3: 377.6
Good +32 pts over 2 years

In 2021, the liquidity ratio of HARMONIE AUTOMOBILES (310.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of HARMONIE AUTOMOBILES in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 128 transactions of similar company sales in 2021, the value of HARMONIE AUTOMOBILES is estimated at 38 988 € (range 14 123€ - 79 780€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
128 transactions
14k€ 38k€ 79k€
38 988 € Range: 14 123€ - 79 780€
NAF 5 année 2021

Valuation method used

Net Income Multiple
15 831 € × 2.5x = 38 989 €
Range: 14 124€ - 79 781€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 128 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare HARMONIE AUTOMOBILES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about HARMONIE AUTOMOBILES

What is the revenue of HARMONIE AUTOMOBILES ?

The revenue of HARMONIE AUTOMOBILES is not publicly disclosed (confidential accounts filed with INPI).

Is HARMONIE AUTOMOBILES profitable?

Yes, HARMONIE AUTOMOBILES generated a net profit of 16 k€ in 2021.

Where is the headquarters of HARMONIE AUTOMOBILES ?

The headquarters of HARMONIE AUTOMOBILES is located in VERTEUIL-D'AGENAIS (47260), in the department Lot-et-Garonne.

Where to find the tax return of HARMONIE AUTOMOBILES ?

The tax return of HARMONIE AUTOMOBILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HARMONIE AUTOMOBILES operate?

HARMONIE AUTOMOBILES operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.