SIREN : 818260390
HANNI INSURANCES is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT MARTIN (97150), this company of category PME shows in 2019 a revenue of 74 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 |
|---|---|---|---|
| Revenue | 73 577 € | 76 100 € | 57 197 € |
| Net income | 1 339 € | -175 € | -14 333 € |
| EBITDA | -1 125 € | 4 313 € | -13 788 € |
| Net margin | 1.8% | -0.2% | -25.1% |
In 2019, HANNI INSURANCES achieves revenue of 74 k€. Over the period 2017-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +13.4%. Slight decline of -3% vs 2018. After deducting consumption (0 €), gross margin stands at 74 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1 k€, representing -1.5% of revenue. Warning negative scissor effect: despite revenue change (-3%), EBITDA varies by -126%, reducing margin by 7.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.
73 577 €
73 577 €
-1 125 €
-433 €
1 339 €
-1.5%
The debt ratio (= Financial debt / Equity x 100) stands at -5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -16%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-4.638%
-16.36%
-1.463%
-0.511
72.7%
In 2019, the debt ratio of HANNI INSURANCES (-4.64) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2019, the financial autonomy of HANNI INSURANCES (-16.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of HANNI INSURANCES (-0.51) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 79.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
79.333
0.0
In 2019, the liquidity ratio of HANNI INSURANCES (79.33) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2019, the interest coverage of HANNI INSURANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. The gap of 48 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-125 days): operations structurally generate cash. Over 2017-2019, WCR increased by +59%, requiring additional financing.
-25 467 €
63 j
15 j
0 j
-125 j
Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 22 304€ to 83 893€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HANNI INSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of HANNI INSURANCES in 2019 is 74 k€.
Yes, HANNI INSURANCES generated a net profit of 1 k€ in 2019.
The headquarters of HANNI INSURANCES is located in SAINT MARTIN (97150), in the department Guadeloupe.
The tax return of HANNI INSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HANNI INSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.