H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) : revenue, balance sheet and financial ratios

H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) is a French company founded 21 years ago, specialized in the sector Activités des sièges sociaux. Based in AIX-EN-PROVENCE (13100), this company of category PME shows in 2024 a revenue of 624 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) (SIREN 453652497)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 624 000 € 884 243 € 837 000 € 907 776 € 792 000 € 792 000 € 818 004 € 812 598 € 918 300 €
Net income 195 254 € -1 472 099 € 109 745 € 59 846 € 510 267 € 347 973 € 259 178 € 334 175 € 429 184 €
EBITDA -34 759 € -69 601 € -5 133 € 49 512 € -57 528 € -49 616 € 50 360 € 43 542 € 106 951 €
Net margin 31.3% -166.5% 13.1% 6.6% 64.4% 43.9% 31.7% 41.1% 46.7%

Revenue and income statement

In 2024, H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) achieves revenue of 624 k€. Activity remains stable over the period (CAGR: -4.7%). Significant drop of -29% vs 2023. After deducting consumption (0 €), gross margin stands at 624 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -35 k€, representing -5.6% of revenue. Positive scissor effect: EBITDA margin improves by +2.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 195 k€, i.e. 31.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

624 000 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

624 000 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-34 759 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-25 264 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

195 254 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-5.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 29.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.016%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

96.568%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

29.128%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.004

Solvency indicators evolution
H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS)

Sector positioning

Debt ratio
0.02 2024
2022
2023
2024
Q1: 0.06
Med: 14.61
Q3: 89.57
Excellent

In 2024, the debt ratio of H.A.G.A (HOLDING D'ADMINI... (0.02) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
96.57% 2024
2022
2023
2024
Q1: 11.57%
Med: 51.97%
Q3: 85.24%
Excellent

In 2024, the financial autonomy of H.A.G.A (HOLDING D'ADMINI... (96.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 3.73 years
Good -27 pts over 3 years

In 2024, the repayment capacity of H.A.G.A (HOLDING D'ADMINI... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 523.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

523.94

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-13.922

Liquidity indicators evolution
H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS)

Sector positioning

Liquidity ratio
523.94 2024
2022
2023
2024
Q1: 116.63
Med: 458.65
Q3: 2184.57
Good

In 2024, the liquidity ratio of H.A.G.A (HOLDING D'ADMINI... (523.94) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-13.92x 2024
2022
2023
2024
Q1: -45.56x
Med: 0.0x
Q3: 2.85x
Average -8 pts over 3 years

In 2024, the interest coverage of H.A.G.A (HOLDING D'ADMINI... (-13.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 123 days. Excellent situation: suppliers finance 123 days of the operating cycle (retail model). Overall, WCR represents 420 days of revenue, i.e. 728 k€ to permanently finance. Notable WCR improvement over the period (-80%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

727 771 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

123 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

420 j

WCR and payment terms evolution
H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS)

Positioning of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 103 transactions of similar company sales in 2024, the value of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) is estimated at 883 963 € (range 322 361€ - 2 285 084€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
322k€ 883k€ 2285k€
883 963 € Range: 322 361€ - 2 285 084€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
624 000 € × 0.38x
Estimation 235 634 €
112 310€ - 475 898€
Net Income Multiple 20%
195 254 € × 9.5x
Estimation 1 856 459 €
637 440€ - 4 998 863€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS)

What is the revenue of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) ?

The revenue of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) in 2024 is 624 k€.

Is H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) profitable?

Yes, H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) generated a net profit of 195 k€ in 2024.

Where is the headquarters of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) ?

The headquarters of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) is located in AIX-EN-PROVENCE (13100), in the department Bouches-du-Rhone.

Where to find the tax return of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) ?

The tax return of H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) operate?

H.A.G.A (HOLDING D'ADMINISTRATION ET DE GESTION D'ACTIFS) operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.