SIREN : 413093154
HABITAT SOCIAL PACT 81 is a French company founded 28 years ago, specialized in the sector Location de logements. Based in ALBI (81000), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 199 914 € | 1 144 550 € | 1 104 493 € | 1 080 031 € | 1 041 638 € | 992 307 € | 957 946 € | 938 315 € | 889 602 € |
| Net income | 130 546 € | 105 327 € | 114 573 € | 141 216 € | 122 160 € | 82 998 € | 126 679 € | 84 403 € | 144 317 € |
| EBITDA | 559 969 € | 536 292 € | 531 086 € | 520 904 € | 524 879 € | 469 419 € | 433 438 € | 401 314 € | 457 075 € |
| Net margin | 10.9% | 9.2% | 10.4% | 13.1% | 11.7% | 8.4% | 13.2% | 9.0% | 16.2% |
In 2024, HABITAT SOCIAL PACT 81 achieves revenue of 1.2 M€. Revenue is growing positively over 9 years (CAGR: +3.8%). Vs 2023: +5%. After deducting consumption (0 €), gross margin stands at 1.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 560 k€, representing 46.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 131 k€, i.e. 10.9% of revenue. This profit can be retained or distributed to shareholders.
1 199 914 €
1 199 914 €
559 969 €
-174 827 €
130 546 €
46.7%
The debt ratio (= Financial debt / Equity x 100) stands at 71%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 43.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
70.554%
56.509%
43.581%
10.438
58.1%
In 2024, the debt ratio of HABITAT SOCIAL PACT 81 (70.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of HABITAT SOCIAL PACT 81 (56.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of HABITAT SOCIAL PACT 81 (10.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 594.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 21.1x. Operating income very largely covers interest expenses: high safety margin.
594.446
21.099
In 2024, the liquidity ratio of HABITAT SOCIAL PACT 81 (594.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of HABITAT SOCIAL PACT 81 (21.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Overall, WCR represents 27 days of revenue, i.e. 89 k€ to permanently finance. Notable WCR improvement over the period (-22%), freeing up cash.
89 022 €
19 j
33 j
0 j
27 j
Based on 169 transactions of similar company sales in 2024, the value of HABITAT SOCIAL PACT 81 is estimated at 2 036 146 € (range 579 475€ - 3 662 704€). With an EBITDA of 559 969€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HABITAT SOCIAL PACT 81 with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of HABITAT SOCIAL PACT 81 in 2024 is 1.2 M€.
Yes, HABITAT SOCIAL PACT 81 generated a net profit of 131 k€ in 2024.
The headquarters of HABITAT SOCIAL PACT 81 is located in ALBI (81000), in the department Tarn.
The tax return of HABITAT SOCIAL PACT 81 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HABITAT SOCIAL PACT 81 operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.