HABITAT PIERRE INVESTISSEMENT : revenue, balance sheet and financial ratios

HABITAT PIERRE INVESTISSEMENT is a French company founded 27 years ago, specialized in the sector Promotion immobilière de logements. Based in BOURG-LA-REINE (92340), this company of category PME shows in 2025 a revenue of 310 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HABITAT PIERRE INVESTISSEMENT (SIREN 419769682)
Indicator 2025 2024 2023 2022 2021 2020 2018 2016
Revenue 310 099 € 750 691 € 834 180 € N/C 1 119 996 € 5 162 251 € 505 240 € 246 822 €
Net income -35 328 € 320 900 € 384 819 € 1 201 000 € 866 212 € 2 294 849 € -247 086 € 425 694 €
EBITDA -243 401 € -155 428 € 7 167 € N/C -42 501 € 3 541 737 € -54 551 € -174 298 €
Net margin -11.4% 42.7% 46.1% N/C 77.3% 44.5% -48.9% 172.5%

Revenue and income statement

In 2025, HABITAT PIERRE INVESTISSEMENT achieves revenue of 310 k€. Revenue is growing positively over 8 years (CAGR: +2.6%). Significant drop of -59% vs 2024. After deducting consumption (67 k€), gross margin stands at 243 k€, i.e. a rate of 78%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -243 k€, representing -78.5% of revenue. Warning negative scissor effect: despite revenue change (-59%), EBITDA varies by -57%, reducing margin by 57.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -35 k€ (-11.4% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

310 099 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

242 664 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-243 401 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-218 233 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-35 328 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-78.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

19.452%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

82.436%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-19.508%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-37.08

Solvency indicators evolution
HABITAT PIERRE INVESTISSEMENT

Sector positioning

Debt ratio
19.45 2025
2023
2024
2025
Q1: 0.0
Med: 11.25
Q3: 119.45
Average

In 2025, the debt ratio of HABITAT PIERRE INVESTISSE... (19.45) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
82.44% 2025
2023
2024
2025
Q1: 0.37%
Med: 26.59%
Q3: 69.73%
Excellent

In 2025, the financial autonomy of HABITAT PIERRE INVESTISSE... (82.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-37.08 years 2025
2023
2024
2025
Q1: -1.87 years
Med: 0.0 years
Q3: 2.47 years
Excellent -50 pts over 3 years

In 2025, the repayment capacity of HABITAT PIERRE INVESTISSE... (-37.08) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 6104.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

6104.467

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-10.994

Liquidity indicators evolution
HABITAT PIERRE INVESTISSEMENT

Sector positioning

Liquidity ratio
6104.47 2025
2023
2024
2025
Q1: 148.13
Med: 447.5
Q3: 1581.52
Excellent

In 2025, the liquidity ratio of HABITAT PIERRE INVESTISSE... (6104.47) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-10.99x 2025
2023
2024
2025
Q1: -10.46x
Med: 0.0x
Q3: 11.44x
Average -50 pts over 3 years

In 2025, the interest coverage of HABITAT PIERRE INVESTISSE... (-11.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 12 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 69 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). Inventory turnover is 8330 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 8465 days of revenue, i.e. 7.3 M€ to permanently finance. Over 2016-2025, WCR increased by +169%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

7 291 783 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

12 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

69 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

8330 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

8465 j

WCR and payment terms evolution
HABITAT PIERRE INVESTISSEMENT

Positioning of HABITAT PIERRE INVESTISSEMENT in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of HABITAT PIERRE INVESTISSEMENT is estimated at 86 753 € (range 31 195€ - 213 365€). The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
80 tx
31k€ 86k€ 213k€
86 753 € Range: 31 195€ - 213 365€
NAF 5 all-time

Valuation method used

Revenue Multiple
310 099 € × 0.28x = 86 754 €
Range: 31 196€ - 213 366€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare HABITAT PIERRE INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about HABITAT PIERRE INVESTISSEMENT

What is the revenue of HABITAT PIERRE INVESTISSEMENT ?

The revenue of HABITAT PIERRE INVESTISSEMENT in 2025 is 310 k€.

Is HABITAT PIERRE INVESTISSEMENT profitable?

HABITAT PIERRE INVESTISSEMENT recorded a net loss in 2025.

Where is the headquarters of HABITAT PIERRE INVESTISSEMENT ?

The headquarters of HABITAT PIERRE INVESTISSEMENT is located in BOURG-LA-REINE (92340), in the department Hauts-de-Seine.

Where to find the tax return of HABITAT PIERRE INVESTISSEMENT ?

The tax return of HABITAT PIERRE INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HABITAT PIERRE INVESTISSEMENT operate?

HABITAT PIERRE INVESTISSEMENT operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.