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HABITAT PAYS BASQUE ADOUR BEARN - HPBAB : revenue, balance sheet and financial ratios

HABITAT PAYS BASQUE ADOUR BEARN - HPBAB is a French company founded 5 years ago, specialized in the sector Activités spécialisées, scientifiques et techniques diverses. Based in BAYONNE (64100), this company of category PME shows in 2021 a revenue of 101.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - HABITAT PAYS BASQUE ADOUR BEARN - HPBAB (SIREN 900082751)
Indicator 2021
Revenue 101 187 299 €
Net income 6 568 767 €
EBITDA 38 244 637 €
Net margin 6.5%

Revenue and income statement

In 2021, HABITAT PAYS BASQUE ADOUR BEARN - HPBAB achieves revenue of 101.2 M€. After deducting consumption (61.2 M€), gross margin stands at 40.0 M€, i.e. a rate of 40%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 38.2 M€, representing 37.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6.6 M€, i.e. 6.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

101 187 299 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

39 977 525 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

38 244 637 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

8 740 683 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

6 568 767 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

37.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 217%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 35.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

216.733%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.254%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

35.194%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

21.141

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

70.1%

Solvency indicators evolution
HABITAT PAYS BASQUE ADOUR BEARN - HPBAB

Sector positioning

Debt ratio
216.73 2021
2021
Q1: 0.0
Med: 6.26
Q3: 65.01
Average

In 2021, the debt ratio of HABITAT PAYS BASQUE ADOUR... (216.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.25% 2021
2021
Q1: 4.55%
Med: 34.48%
Q3: 64.36%
Average

In 2021, the financial autonomy of HABITAT PAYS BASQUE ADOUR... (30.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
21.14 years 2021
2021
Q1: 0.0 years
Med: 0.0 years
Q3: 0.69 years
Watch

In 2021, the repayment capacity of HABITAT PAYS BASQUE ADOUR... (21.14) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 361.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.6x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

361.176

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

22.553

Liquidity indicators evolution
HABITAT PAYS BASQUE ADOUR BEARN - HPBAB

Sector positioning

Liquidity ratio
361.18 2021
2021
Q1: 139.97
Med: 254.23
Q3: 496.51
Good

In 2021, the liquidity ratio of HABITAT PAYS BASQUE ADOUR... (361.18) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
22.55x 2021
2021
Q1: 0.0x
Med: 0.0x
Q3: 0.38x
Excellent

In 2021, the interest coverage of HABITAT PAYS BASQUE ADOUR... (22.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 115 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 87 days. The company must finance 28 days of gap between collections and payments. Inventory turnover is 192 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 190 days of revenue, i.e. 53.4 M€ to permanently finance.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

53 396 538 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

115 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

87 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

192 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

190 j

WCR and payment terms evolution
HABITAT PAYS BASQUE ADOUR BEARN - HPBAB

Positioning of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB in its sector

Comparison with sector Activités spécialisées, scientifiques et techniques diverses

Valuation estimate

Based on 98 transactions of similar company sales (all years), the value of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB is estimated at 83 654 715 € (range 21 413 629€ - 137 995 420€). With an EBITDA of 38 244 637€, the sector multiple of 3.5x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
98 tx
21413k€ 83654k€ 137995k€
83 654 715 € Range: 21 413 629€ - 137 995 420€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
38 244 637 € × 3.5x
Estimation 132 488 725 €
33 013 169€ - 217 198 715€
Revenue Multiple 30%
101 187 299 € × 0.36x
Estimation 36 779 949 €
12 077 368€ - 62 233 755€
Net Income Multiple 20%
6 568 767 € × 4.9x
Estimation 31 881 841 €
6 419 174€ - 53 629 685€
How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités spécialisées, scientifiques et techniques diverses)

Compare HABITAT PAYS BASQUE ADOUR BEARN - HPBAB with other companies in the same sector:

Voir toutes les statistiques du secteur Activités spécialisées, scientifiques et techniques diverses

Frequently asked questions about HABITAT PAYS BASQUE ADOUR BEARN - HPBAB

What is the revenue of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB ?

The revenue of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB in 2021 is 101.2 M€.

Is HABITAT PAYS BASQUE ADOUR BEARN - HPBAB profitable?

Yes, HABITAT PAYS BASQUE ADOUR BEARN - HPBAB generated a net profit of 6.6 M€ in 2021.

Where is the headquarters of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB ?

The headquarters of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB is located in BAYONNE (64100), in the department Pyrenees-Atlantiques.

Where to find the tax return of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB ?

The tax return of HABITAT PAYS BASQUE ADOUR BEARN - HPBAB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does HABITAT PAYS BASQUE ADOUR BEARN - HPBAB operate?

HABITAT PAYS BASQUE ADOUR BEARN - HPBAB operates in the sector Activités spécialisées, scientifiques et techniques diverses (NAF code 74.90B). See the 'Sector positioning' section above to compare the company with its competitors.