SIREN : 801607789
HABITAT HANDI CITOYEN is a French company founded 12 years ago, specialized in the sector Promotion immobilière de logements. Based in PLERIN (22190), this company of category PME shows in 2023 a revenue of 448 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2017 |
|---|---|---|---|
| Revenue | 448 344 € | 436 730 € | 147 152 € |
| Net income | -123 078 € | -118 041 € | -88 612 € |
| EBITDA | 230 192 € | 240 799 € | 79 268 € |
| Net margin | -27.5% | -27.0% | -60.2% |
In 2023, HABITAT HANDI CITOYEN achieves revenue of 448 k€. Over the period 2017-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +20.4%. Vs 2022: +3%. After deducting consumption (0 €), gross margin stands at 448 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 230 k€, representing 51.3% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -4%, reducing margin by 3.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -123 k€ (-27.5% of revenue), which will impact equity.
448 344 €
448 344 €
230 192 €
-56 880 €
-123 078 €
51.3%
The debt ratio (= Financial debt / Equity x 100) stands at 142%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 33.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 30.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
141.529%
40.618%
29.951%
33.177
80.9%
In 2023, the debt ratio of HABITAT HANDI CITOYEN (141.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of HABITAT HANDI CITOYEN (40.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of HABITAT HANDI CITOYEN (33.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1608.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 42.5x. Operating income very largely covers interest expenses: high safety margin.
1608.181
42.508
In 2023, the liquidity ratio of HABITAT HANDI CITOYEN (1608.18) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of HABITAT HANDI CITOYEN (42.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 108 days. Excellent situation: suppliers finance 71 days of the operating cycle (retail model). Overall, WCR represents 553 days of revenue, i.e. 689 k€ to permanently finance. Over 2017-2023, WCR increased by +5701%, requiring additional financing.
689 051 €
37 j
108 j
0 j
553 j
Based on 80 transactions of similar company sales
(all years),
the value of HABITAT HANDI CITOYEN is estimated at
191 390 €
(range 76 524€ - 554 727€).
With an EBITDA of 230 192€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HABITAT HANDI CITOYEN with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of HABITAT HANDI CITOYEN in 2023 is 448 k€.
HABITAT HANDI CITOYEN recorded a net loss in 2023.
The headquarters of HABITAT HANDI CITOYEN is located in PLERIN (22190), in the department Cotes-d'Armor.
The tax return of HABITAT HANDI CITOYEN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HABITAT HANDI CITOYEN operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.