SIREN : 848134532
H4M is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in MONTBRISON (42600), this company of category PME shows in 2025 a revenue of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 50 000 € | 50 000 € | 50 000 € | 50 000 € | 50 000 € | N/C | N/C |
| Net income | 40 730 € | 125 862 € | 120 784 € | 226 566 € | 155 239 € | 115 051 € | -23 074 € |
| EBITDA | 45 899 € | 44 981 € | 43 987 € | 42 661 € | 38 551 € | -8 747 € | -14 169 € |
| Net margin | 81.5% | 251.7% | 241.6% | 453.1% | 310.5% | N/C | N/C |
In 2025, H4M achieves revenue of 50 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 50 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 46 k€, representing 91.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 41 k€, i.e. 81.5% of revenue. This profit can be retained or distributed to shareholders.
50 000 €
50 000 €
45 899 €
45 900 €
40 730 €
91.8%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 81.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.055%
5.416%
81.46%
2.21
In 2025, the debt ratio of H4M (7.05) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of H4M (5.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of H4M (2.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 91.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 178.4x. Operating income very largely covers interest expenses: high safety margin.
91.848
178.42
In 2025, the liquidity ratio of H4M (91.85) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of H4M (178.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 211 days. The gap of 149 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-388 days): operations structurally generate cash.
-53 954 €
360 j
211 j
0 j
-388 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 19 587€ to 147 151€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare H4M with other companies in the same sector:
The revenue of H4M in 2025 is 50 k€.
Yes, H4M generated a net profit of 41 k€ in 2025.
The headquarters of H4M is located in MONTBRISON (42600), in the department Loire.
The tax return of H4M is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
H4M operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.