SIREN : 443750633
GUY SPANGHERO FINANCIERE is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in CASTELNAUDARY (11400), this company of category PME shows in 2024 a revenue of 496 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 495 680 € | 399 192 € | 410 241 € | 1 611 999 € | 1 243 999 € | 1 106 000 € | 1 085 312 € |
| Net income | 331 867 € | 538 232 € | 325 883 € | 7 120 187 € | 900 735 € | 1 497 280 € | 629 989 € |
| EBITDA | -13 280 € | -108 020 € | -168 181 € | -6 180 € | -116 587 € | -209 206 € | 45 680 € |
| Net margin | 67.0% | 134.8% | 79.4% | 441.7% | 72.4% | 135.4% | 58.0% |
In 2024, GUY SPANGHERO FINANCIERE achieves revenue of 496 k€. Revenue is declining over the period 2016-2024 (CAGR: -9.3%). Vs 2023, growth of +24% (399 k€ -> 496 k€). After deducting consumption (-2 k€), gross margin stands at 497 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -13 k€, representing -2.7% of revenue. Positive scissor effect: EBITDA margin improves by +24.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 332 k€, i.e. 67.0% of revenue. This profit can be retained or distributed to shareholders.
495 680 €
497 180 €
-13 280 €
-12 062 €
331 867 €
-2.7%
The debt ratio (= Financial debt / Equity x 100) stands at 61%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 18.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 41.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
60.964%
60.955%
41.152%
18.465
30.7%
In 2024, the debt ratio of GUY SPANGHERO FINANCIERE (60.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GUY SPANGHERO FINANCIERE (61.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of GUY SPANGHERO FINANCIERE (18.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 4027.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4027.551
-369.473
In 2024, the liquidity ratio of GUY SPANGHERO FINANCIERE (4027.55) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of GUY SPANGHERO FINANCIERE (-369.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 54 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 61 days. Favorable situation: supplier credit is longer than customer credit by 7 days. Overall, WCR represents 3054 days of revenue, i.e. 4.2 M€ to permanently finance. Over 2016-2024, WCR increased by +100%, requiring additional financing.
4 204 799 €
54 j
61 j
0 j
3054 j
Based on 54 transactions of similar company sales
in 2024,
the value of GUY SPANGHERO FINANCIERE is estimated at
368 910 €
(range 232 543€ - 1 199 581€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GUY SPANGHERO FINANCIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GUY SPANGHERO FINANCIERE in 2024 is 496 k€.
Yes, GUY SPANGHERO FINANCIERE generated a net profit of 332 k€ in 2024.
The headquarters of GUY SPANGHERO FINANCIERE is located in CASTELNAUDARY (11400), in the department Aude.
The tax return of GUY SPANGHERO FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GUY SPANGHERO FINANCIERE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.