GUILLAUME CONJARD PATRIMOINE ET DEVELOPPEMENT : revenue, balance sheet and financial ratios

In 2025, GUILLAUME CONJARD PATRIMOINE ET DEVELOPPEMENT achieves revenue of 635 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +14.7%. Vs 2024, growth of +77% (359 k€ -> 635 k€). After deducting consumption (0 €), gross margin stands at 635 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 50 k€, representing 7.8% of revenue. Positive scissor effect: EBITDA margin improves by +12.2 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 165 €, i.e. 0.0% of revenue. This profit can be retained or distributed to shareholders.

The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

The liquidity ratio (= Current assets / Current liabilities) stands at 407.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.0x. Operating income very largely covers interest expenses: high safety margin.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 14 days. The gap of 39 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 60 days of revenue, i.e. 107 k€ to permanently finance. Over 2017-2025, WCR increased by +4398%, requiring additional financing.

Based on 55 transactions of similar company sales in 2025, the value of GUILLAUME CONJARD PATRIMOINE ET DEVELOPPEMENT is estimated at 112 755 € (range 37 347€ - 226 190€). With an EBITDA of 49 645€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.