SIREN : 439973892
GUIHARD FINANCES is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in SAUTRON (44880), this company of category PME shows in 2024 a revenue of 557 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 556 985 € | 484 387 € | 469 819 € | 396 684 € | 322 650 € | 246 278 € | 220 500 € | 174 563 € |
| Net income | 196 892 € | 425 610 € | 319 252 € | 179 001 € | 238 399 € | 132 256 € | 33 181 € | 86 795 € |
| EBITDA | -25 450 € | -35 527 € | 4 076 € | -19 670 € | -20 023 € | -8 361 € | -9 274 € | -21 623 € |
| Net margin | 35.3% | 87.9% | 68.0% | 45.1% | 73.9% | 53.7% | 15.0% | 49.7% |
In 2024, GUIHARD FINANCES achieves revenue of 557 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +15.6%. Vs 2023, growth of +15% (484 k€ -> 557 k€). After deducting consumption (0 €), gross margin stands at 557 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -25 k€, representing -4.6% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 197 k€, i.e. 35.3% of revenue. This profit can be retained or distributed to shareholders.
556 985 €
556 985 €
-25 450 €
599 €
196 892 €
-4.6%
The debt ratio (= Financial debt / Equity x 100) stands at 61%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 54.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
61.05%
55.535%
53.97%
2.25
3.1%
In 2024, the debt ratio of GUIHARD FINANCES (61.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GUIHARD FINANCES (55.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of GUIHARD FINANCES (2.25) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 846.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
846.324
-516.927
In 2024, the liquidity ratio of GUIHARD FINANCES (846.32) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of GUIHARD FINANCES (-516.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 165 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 121 days. The gap of 44 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 963 days of revenue, i.e. 1.5 M€ to permanently finance. Over 2016-2024, WCR increased by +176%, requiring additional financing.
1 489 489 €
165 j
121 j
0 j
963 j
Based on 54 transactions of similar company sales
in 2024,
the value of GUIHARD FINANCES is estimated at
311 744 €
(range 195 744€ - 822 105€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GUIHARD FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GUIHARD FINANCES in 2024 is 557 k€.
Yes, GUIHARD FINANCES generated a net profit of 197 k€ in 2024.
The headquarters of GUIHARD FINANCES is located in SAUTRON (44880), in the department Loire-Atlantique.
The tax return of GUIHARD FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GUIHARD FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.